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2912 Gray Ct, Mobile, AL 36605 Property Records

Mobile County property record for 2912 Gray Ct, Mobile, AL 36605

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 2001
Lot Size0.257 acres (11,211 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Oct 2002)
Tax Bill$364 (2025)
Deeds & MortgagesJun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APNR023205400002030008

Property Details

APN / Parcel Number

Primary APNR023205400002030008
Alternative APNs
  • 32 05 40 0 002 030.008
  • 03090684
  • 3090684

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,211 sqft (0.257 acres)
PorchSlab
Porch Area48 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number3090684
Street Address2912 GRAY CT
CityMOBILE
StateAL
Zip36605-3595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 JOHN F GRAY S/D MBK 89/27 #SEC 40 T5S R1W #MP32 05 40 0 002
Legal Range05S
Legal Township05S
Legal Section40
Legal SubdivisionJOHN F GRAY S/D
Legal Lot Number8
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2000
Census Tract7400

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2912 GRAY CT, MOBILE, AL 36605-3595
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2002 · Amount on Record
Deed SaleOct 23, 2002 · Amount on Record
Deed Document Number200283560
Deed Book / Page5246 / 1456
Record UpdatedOct 29, 2026

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMOBILE AL
Property Address2912 GRAY CT, MOBILE, AL 36605-3595
Document Number0000046211
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedSep 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2912 GRAY CT MOBILE AL 366053595, MOBILE, AL 36605-3595

Mortgage

Document Number0000046211
DateAug 3, 2020
Instrument46211
Lender
NameHANCOCK WHITNEY
AddressPO BOX 4019, GULFPORT, MS 39502-4019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term156 Months
DueAug 2, 2033
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$364.00 (+4.3%) Homeowner's exemption Senior Citizen's exemption$6,920 (+3.9%) Land $1,300 Building $5,620$69,200 (+3.9%) Land $13,000 Building $56,200
2024$349.00 (+1.16%) Homeowner's exemption Senior Citizen's exemption$6,660 (+1.37%) Land $1,300 Building $5,360$66,600 (+1.37%) Land $13,000 Building $53,600
2023$345.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$6,570 Land $1,270 Building $5,300$65,700 Land $12,700 Building $53,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims31 (1979–2014)
Claims Outside the SFHA14 of 31
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Katrina, Aug 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 56% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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