2903 Gray Ct, Mobile, AL 36605 Property Records

Mobile County property record for 2903 Gray Ct, Mobile, AL 36605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2001
Lot Size	0.222 acres (9,690 sqft)
Owner	Individual Name on Record
Last Sale	$66,300 (Jul 2018)
Tax Bill	$373 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023205400002030012`

Property Details

APN / Parcel Number

Primary APN	`R023205400002030012`
Alternative APNs	`32 05 40 0 002 030.012` `03090728` `3090728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,690 sqft (0.222 acres)
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3090728
Street Address	2903 GRAY CT
City	MOBILE
State	AL
Zip	36605-3595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 JOHN F GRAY S/D MBK 89/27 #SEC 40 T5S R1W #MP32 05 40 0 002
Legal Range	05S
Legal Township	05S
Legal Section	40
Legal Subdivision	JOHN F GRAY S/D
Legal Lot Number	12
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2000
Census Tract	7400

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2903 GRAY CT, MOBILE, AL 36605-3595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 11, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Jun 19, 2002 · Amount on Record
Deed Document Number	201839626
Deed Book / Page	7657 / 1022
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2903 GRAY CT, MOBILE, AL 36605-3595
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 GRAY CT, MOBILE, AL 36605-3595

Mortgage

Document Number	0000013067
Date	Mar 6, 2026
Instrument	2026013067

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2903 GRAY CT, MOBILE, AL 36605-3595
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018155
Date	Mar 10, 2022
Instrument	2022018155

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 11, 2018
Property Address	2903 GRAY CT, MOBILE, AL 36605-3595
Document Number	0000039626
Book / Page	7657 / 1022
Map Reference	MB 89 PG 27
Instrument Date	Jun 12, 2018
Instrument	2018039626
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1632 LONG WOOD RD, 1632, MOBILE, AL 36609-5259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2903 GRAY CT, MOBILE, AL 36605-3595

Mortgage

Document Number	0000039627
Date	Jul 11, 2018
Instrument	2018039627

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$373.00 (+4.48%) Homeowner's exemption	$6,770 (+3.99%) Land $1,300 Building $5,470	$67,700 (+3.99%) Land $13,000 Building $54,700
2024	$357.00 (+0.85%) Homeowner's exemption	$6,510 (+0.62%) Land $1,300 Building $5,210	$65,100 (+0.62%) Land $13,000 Building $52,100
2023	$354.00 Homeowner's exemption	$6,470 Land $1,270 Building $5,200	$64,700 Land $12,700 Building $52,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	31 (1979–2014)
Claims Outside the SFHA	14 of 31
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Katrina, Aug 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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