2912 Gilchrist Dr, Lorena, TX 76655 Property Records

McLennan County property record for 2912 Gilchrist Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,703 sqft · built 2018
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$373,919 (Mar 2025)
Tax Bill	$8,325 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-252202-000929-0`

Property Details

APN / Parcel Number

Primary APN	`36-252202-000929-0`
Alternative APN	`381436`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,703 sqft Living Area
Gross Area	3,103 sqft
1st Floor Area	1,604 sqft
2nd Floor Area	1,099 sqft
Flooring	Wood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2912 GILCHRIST DR
City	LORENA
State	TX
Zip	76655-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-C LOT 29 BLOCK 9 ACRES .152
Legal Subdivision	PARK MEADOWS ADDN PH 1-C
Legal Block	9
Legal Lot Number	29
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

2912 Gilchrist Dr is owned and occupied by two individuals who bought it in March 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2912 GILCHRIST DR, LORENA, TX 76655-3869
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Vendor's Lien, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Jun 24, 2021	Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Oct 4, 2018	Warranty Deed, Transfer · FHA Mortgage WALLICK & VOLK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on File
Deed Sale	Mar 6, 2025 · Amount on File
Prior Sale	Jun 24, 2021 · Amount on File
Deed Document Number	20256637
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	0000024793
Record Updated	Oct 29, 2026

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 6, 2025
Property Address	2912 GILCHRIST DR, LORENA, TX 76655-3869
Document Number	0000006637
Map Reference	FILE 2017037539
Instrument Date	Mar 5, 2025
Instrument	2025006637
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 GILCHRIST DR, LORENA, TX 76655-3869

Mortgage

Document Number	0000006638
Date	Mar 6, 2025
Instrument	2025006638

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Interest

Index	10-Year CMTI

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 24, 2021
Property Address	2912 GILCHRIST DR, LORENA, TX 76655-3869
Document Number	0000024793
Map Reference	FILE 2017037539
Instrument Date	Jun 18, 2021
Instrument	2021024793
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 GILCHRIST DR, LORENA, TX 76655-3869

Mortgage

Document Number	0000024794
Date	Jun 24, 2021
Instrument	2021024794

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 4, 2018
Property Address	2912 GILCHRIST DR, LORENA, TX 76655-3869
Document Number	0000035240
Instrument Date	Sep 28, 2018
Instrument	35240
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2912 GILCHRIST DR LORENA TX 766553869, LORENA, TX 76655-3869

Mortgage

Document Number	35241
Date	Oct 4, 2018
Instrument	35241

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2912 Gilchrist Dr was $8,325, down 4.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,981 (-1.22%) Land $42,971 Building $338,010	$380,981 (-1.22%) Land $42,971 Building $338,010
2025	$8,325.00 (-4.88%)	$385,670 Land $39,070 Building $346,600	$385,670 Land $39,070 Building $346,600
2024	$8,752.00
2023		$396,050 Land $39,070 Building $356,980	$396,050 Land $39,070 Building $356,980
2022	$8,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2912 Gilchrist Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2912 Gilchrist Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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