2909 Gilchrist Dr, Lorena, TX 76655 Property Records

McLennan County property record for 2909 Gilchrist Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,853 sqft · built 2018
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$177,900 (Oct 2018)
Tax Bill	$4,742 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-252202-001003-0`

Property Details

APN / Parcel Number

Primary APN	`36-252202-001003-0`
Alternative APN	`381441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,853 sqft Living Area
Gross Area	2,253 sqft
1st Floor Area	1,853 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	301 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2909 GILCHRIST DR
City	LORENA
State	TX
Zip	76655-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-C LOT 3 BLOCK 10 ACRES .152
Legal Subdivision	PARK MEADOWS ADDN PH 1-C
Legal Block	10
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 GILCHRIST DR, LORENA, TX 76655-3869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit EDUCATORS CU
Oct 30, 2018	Vendor's Lien, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	201838149
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	0000038149
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2909 GILCHRIST DR, LORENA, TX 76655-3869
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 GILCHRIST DR, LORENA, TX 76655-3869

Mortgage

Document Number	0000016233
Date	Apr 25, 2022
Instrument	2022016233

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	WACO, TX 76702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	146 Months
Due	Jun 1, 2034

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 30, 2018
Property Address	2909 GILCHRIST DR, LORENA, TX 76655-3869
Document Number	0000038149
Map Reference	FILE2017037539
Instrument Date	Sep 18, 2018
Instrument	2018038149
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 GILCHRIST DR, LORENA, TX 76655-3869

Mortgage

Document Number	0000038150
Date	Oct 30, 2018
Instrument	2018038150

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,289 (-0.91%) Land $42,971 Building $264,318	$307,289 (-0.91%) Land $42,971 Building $264,318
2025	$4,742.00 (-12.56%) Homeowner's exemption	$310,120 (-2.55%) Land $39,070 Building $271,050	$310,120 (-2.55%) Land $39,070 Building $271,050
2024	$5,423.00 (+9.62%)
2023		$318,240 Land $39,070 Building $279,170	$318,240 Land $39,070 Building $279,170
2022	$4,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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