2912 Elm Tree Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2912 Elm Tree Ct, Spring Valley, CA 91978

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 916 sqft · built 1986
Lot Size1.48 acres (64,796 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (May 2023)
Tax Bill$6,499 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN506-110-11-43

Property Details

APN / Parcel Number

Primary APN506-110-11-43

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area916 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Lot Area64,796 sqft

Location & Zoning

Street Address2912 ELM TREE CT
CitySPRING VALLEY
StateCA
Zip91978-1963
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 1 US 43PER DOC85-287020&373586&UND INT IN TR 011284
Legal SubdivisionSAN DIEGO #4398-1
Legal Tract011284
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract13505

Owner

2912 Elm Tree Ct, a condominium, is owned and occupied by two individuals who bought it in May 2023.

Source: San Diego County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address2912 ELM TREE CT, SPRING VALLEY, CA 91978-1963
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2023 · Amount on File
Deed SaleMay 22, 2023 · Amount on File
Prior SaleAug 29, 2006 · Amount on File
Deed Document Number2023132597
Prior Transfer DateOct 22, 1993
Prior Transfer Doc0000723486
Record UpdatedOct 29, 2026

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 22, 2023
Property Address2912 ELM TREE CT, SPRING VALLEY, CA 91978-1963
Document Number0000132597
Map ReferenceMAP 11284
Instrument DateApr 5, 2023
Instrument2023-0132597
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title CompanyTICOR TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2912 ELM TREE CT, SPRING VALLEY, CA 91978-1963

Mortgage

Document Number0000132598
DateMay 22, 2023
Instrument2023-0132598
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

Mortgage

Document Number0000132599
DateMay 22, 2023
Instrument2023-0132599
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term362 Months
DueJul 16, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2912 Elm Tree Ct was $6,499.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$504,071 (+2%) Land $260,727 Building $243,344
2025$6,499.00$494,188 Land $255,615 Building $238,573
2023$4,966.00 (+2.06%) Homeowner's exemption$373,425 Land $193,151 Building $180,274
2022$4,866.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2912 Elm Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2912 Elm Tree Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: AT&T, Verizon.

Nearby Properties on Elm Tree Ct

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