San Diego County property record for 2902 Elm Tree Ct, Spring Valley, CA 91978
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,059 sqft · built 1986 |
| Lot Size | 1.48 acres (64,796 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,655 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 506-110-11-44 |
| Primary APN | 506-110-11-44 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,059 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Lot Area | 64,796 sqft |
| Street Address | 2902 ELM TREE CT |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91978-1963 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RU |
| Legal Description | LOT 1 US 44PER DOC85-287020&373586&UND INT IN TR 011284 |
| Legal Subdivision | CITY/SPRING VALLEY 4398-1 |
| Legal Tract | 011284 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13505 |
2902 Elm Tree Ct, a condominium, is owned by an individual who acquired it in January 2025.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2902 ELM TREE CT, 44, SPRING VALLEY, CA 91978-1963 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 26, 2021 | Grant Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 13, 2018 | Deed of Trust, Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2025 |
| Deed Sale | Jan 28, 2025 |
| Prior Sale | Jan 28, 2025 · Amount on File |
| Deed Document Number | 202522334 |
| Prior Transfer Date | May 6, 1994 |
| Prior Transfer Doc | 0000310511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 26, 2021 |
| Property Address | 2902 ELM TREE CT, SPRING VALLEY, CA 91978-1963 |
| Document Number | 0000154803 |
| Map Reference | MAP 11284 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2021-0154803 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TTL CO OF CA SD |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2902 ELM TREE CT, SPRING VALLEY, CA 91978-1963 |
| Document Number | 0000154804 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-0154804 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2902 ELM TREE CT, SPRING VALLEY, CA 91978-1963 |
| Document Number | 0000100812 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3718 ANTIEM ST SAN DIEGO CA 921114306, SAN DIEGO, CA 92111-4306 |
The 2025 property tax bill for 2902 Elm Tree Ct was $5,655.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $560,999 (+32.89%) Land $242,730 Building $318,269 | |
| 2025 | $5,655.00 | $422,144 Land $182,651 Building $239,493 |
| 2023 | $5,436.00 (+1.97%) | $405,754 Land $175,559 Building $230,195 |
| 2022 | $5,331.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2902 Elm Tree Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2902 Elm Tree Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: AT&T, Verizon.
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