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2912 E 17th St, Panama City, FL 32405 Property Records

Bay County property record for 2912 E 17th St, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,409 sqft · built 2016
Lot Size0.219 acres (9,539 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Aug 2024)
Tax Bill$3,062 (2025)
Deeds & MortgagesApr 2024 Foreclosure
Flood ZoneZone X (minimal risk)
APN14889-000-000

Property Details

APN / Parcel Number

Primary APN14889-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,409 sqft Living Area
Gross Area1,889 sqft
1st Floor Area1,409 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,539 sqft (0.219 acres)
Lot Dimensions147 ft deep x 65 ft wide
Garage TypeAttached
Garage Area480 sqft
DrivewayDriveway
Driveway Area592 sqft
PorchOpen Porch
Porch Area119 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2912 E 17TH ST
CityPANAMA CITY
StateFL
Zip32405-7405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCEDAR GROVE HEIGHTS LOT 4 BLK B ORB 4835 P 669
Legal Range14W
Legal Township03S
Legal Section35
Legal SubdivisionCEDAR GROVE HEIGHTS
Legal BlockB
Legal Lot Number4
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2007
Census Tract1200

Owner

2912 E 17th St is owned and occupied by an individual who bought it in August 2024.

Source: Bay County records, as of January 5, 2026

Owner of RecordIndividual Name on File
Mailing Address2912 E 17TH ST, PANAMA CITY, FL 32405-7405
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2024 · Amount on File
Deed SaleAug 28, 2024 · Amount on File
Prior SaleApr 24, 2024 · Amount on File
Deed Document Number202450911
Deed Book / Page4835 / 669
Prior Transfer DateJun 12, 2015
Prior Transfer Doc0037061194
Record UpdatedJun 8, 2026

April 2024: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBAY FL
Recording DateApr 24, 2024
Property Address2912 E 17TH ST, PANAMA CITY, FL 32405-7405
Document Number0047951193
Book / Page4795 / 1193
Instrument DateApr 23, 2024
Instrument2024023821
Transaction TypeForeclosure
Record UpdatedMay 16, 2024

Transaction

AmountAmount on Record
Tax$1,582.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 NW 89TH PL, DORAL, FL 33172-2618

Tax Assessment & Valuation

The 2025 property tax bill for 2912 E 17th St was $3,062, up 32.7% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,062.00 (+32.67%)$247,486 Land $25,418 Building $222,068$247,486 Land $25,418 Building $222,068
2024$2,308.00 (+2.71%)
2023$2,247.00 (+18.2%)$176,274 (+9.36%) Land $20,592 Building $155,682$176,274 (+9.36%) Land $20,592 Building $155,682
2022$1,901.00$161,184 Land $16,602 Building $144,582$161,184 Land $16,602 Building $144,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2912 E 17th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (2018–2020)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2912 E 17th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Nearby Properties on E 17th St

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