2830 E 17th St, Panama City, FL 32405 Property Records

Bay County property record for 2830 E 17th St, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,828 sqft · built 1996
Lot Size	0.205 acres (8,929 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Jul 2014)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14846-030-000`

Property Details

APN / Parcel Number

Primary APN	`14846-030-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,828 sqft Living Area
1st Floor Area	1,048 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,929 sqft (0.205 acres)
Lot Dimensions	130 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	510 sqft
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2830 E 17TH ST
City	PANAMA CITY
State	FL
Zip	32405-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC09
Legal Description	35 3S 14W -39.3- 117C3 COM NE COR OF SW1/4 OF SW1/4 TH S 9.16 W 56.54 FOR POB TH CONT W 69.50 S 130 E 69.50 N 130 TO POB SUBJ TO ESMT AKA LOT 2 ROGERS UNREC SUB ORB 3575 P 1065
Legal Range	14W
Legal Township	03S
Legal Section	35
Legal Subdivision	ROGERS UNREC SUB
Legal Lot Number	2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2011
Census Tract	1200

Owner

2830 E 17th St is owned and occupied by an individual who bought it in July 2014.

Source: Bay County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2830 E 17TH ST, PANAMA CITY, FL 32405-7204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2014 · Amount on File
Deed Sale	Jul 2, 2014 · Amount on File
Prior Sale	Dec 31, 2013 · Amount on File
Deed Document Number	201435790
Deed Book / Page	3621 / 690
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Recording Date	Aug 21, 2026
Property Address	2830 E 17TH ST, PANAMA CITY, FL 32405-7204
Document Number	0000051902
Book / Page	5070 / 1562
Instrument Date	Aug 13, 2026
Instrument	202651902
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2830 E 17TH ST, PANAMA CITY, FL 32405-7204
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051902,
Date	Aug 21, 2026
Book Page	5070/1562
Instrument	202651902

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 8, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2830 E 17th St was $1,062 with a homeowner's exemption, up 0.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00 (+0.09%) Homeowner's exemption	$125,522	$172,533 Land $26,354 Building $146,179
2024	$1,061.00 (+2.61%)
2023	$1,034.00 (+11.54%) Homeowner's exemption	$118,431 (+3%)	$154,613 (+11.47%) Land $21,350 Building $133,263
2022	$927.00 Homeowner's exemption	$114,982	$138,702 Land $17,213 Building $121,489

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2830 E 17th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (2018–2020)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2830 E 17th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on E 17th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures