Brunswick County property record for 2911 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,720 sqft · built 2019 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,675,000 (Sep 2021) |
| Tax Bill | $5,853 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Aug 2019 Construction Loan + 3 more |
| Flood Zone | Zone VE (high risk) |
| APN | 249CB047 |
| Primary APN | 249CB047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,720 sqft Heated Area |
| Gross Area | 4,176 sqft |
| 1st Floor Area | 232 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 7,579 sqft (0.174 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80116732 |
|---|---|
| Street Address | 2911 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-6 B-29 LB PLAT 1/96-99 |
| Legal Subdivision | LONG BEACH |
| Legal Block | 29 |
| Legal Lot Number | 6 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 20314 |
2911 E Beach Dr is owned by two individuals who bought it in September 2021.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6915 KINGS LYNN DR, OAK ISLAND, NC 28465-7900 |
| Owner Type | Individual |
| Vesting | Her Husband |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC |
| Aug 23, 2019 | Deed of Trust, Mortgage · Construction Mortgage NORTHPOINTE BANK |
| Aug 23, 2019 | Deed of Trust, Mortgage · Construction Mortgage NORTHPOINTE BANK |
| Mar 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Sep 28, 2018 | Warranty Deed, Transfer · ARM NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on File |
| Deed Sale | Sep 14, 2021 · Amount on File |
| Prior Sale | Sep 28, 2018 · Amount on File |
| Deed Book / Page | 4703 / 594 |
| Prior Transfer Date | Sep 27, 2006 |
| Prior Transfer Doc | 0024860629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Sep 14, 2021 |
| Property Address | 2911 E BEACH DR, OAK ISLAND, NC 28465 |
| Document Number | 0047030594 |
| Book / Page | 4703 / 594 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6128 BALLARD RD, 6128, DENVER, NC 28037-9769 |
| Name | Verified Name |
|---|---|
| Address | 5009 AUTUMN BLOSSOM LN, WAXHAW, NC 28173-3600 |
| Document Number | 4703597 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 4703/597 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 2911 E BEACH DR, OAK ISLAND, NC 28465 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042350178 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 4235/0178 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 2911 E BEACH DR, OAK ISLAND, NC 28465 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042350201 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 4235/0201 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 2911 E BEACH DR, OAK ISLAND, NC 28465 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043260489 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 4326/489 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Sep 28, 2018 |
| Property Address | 2911 E BEACH DR, OAK ISLAND, NC 28465 |
| Document Number | 0041070953 |
| Book / Page | 4107 / 0953 |
| Map Reference | MB1 PG96-99 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 FOXHOUND RUN RD, 165, AIKEN, SC 29803-1614 |
| Name | Verified Name |
|---|---|
| Address | 1044 MISTY CREEK DR, IRON STATION, NC 28080-9002 |
| Document Number | 41070979 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 4107/0979 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
The 2025 property tax bill for 2911 E Beach Dr was $5,853, down 6.4% from the year before.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,487,440 (-) Land $575,000 Building $912,440 | $1,487,440 (-) Land $575,000 Building $912,440 | |
| 2025 | $5,853.00 (-6.38%) | $1,487,440 Land $575,000 Building $912,440 | $1,487,440 Land $575,000 Building $912,440 |
| 2024 | $6,252.00 | ||
| 2023 | $1,487,440 Land $575,000 Building $912,440 | $1,487,440 Land $575,000 Building $912,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2911 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2911 E Beach Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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