Brunswick County property record for 2908 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,670 sqft · built 1987 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (May 2019) |
| Tax Bill | $3,039 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Sep 2023 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 235NB023 |
| Primary APN | 235NB023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,670 sqft Heated Area |
| Gross Area | 2,234 sqft |
| 1st Floor Area | 56 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80151151 |
|---|---|
| Street Address | 2908 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-6053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-4 B-28 S-3 LB PL 1/96-99 |
| Legal Subdivision | OAK ISLAND |
| Legal Block | 28 |
| Legal Lot Number | 4 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 20314 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 303 WENDY CIR, GOLDSBORO, NC 27530-9338 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 28, 2024 | Warranty Deed, Transfer |
| Sep 1, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 7, 2023 | Warranty Deed, Transfer |
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| May 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on Record |
| Deed Sale | May 24, 2019 · Amount on Record |
| Prior Sale | Aug 1, 2003 · Amount on Record |
| Deed Book / Page | 4195 / 1191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 28, 2024 |
| Property Address | 2908 E BEACH DR, OAK ISLAND, NC 28465-6053 |
| Document Number | 0051411294 |
| Book / Page | 5141 / 1294 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Feb 27, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 WENDY CIR, GOLDSBORO, NC 27530-9338 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 2908 E BEACH DR, OAK ISLAND, NC 28465-6053 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0050680661 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 5068/661 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Sep 7, 2023 |
| Property Address | 2908 E BEACH DR, OAK ISLAND, NC 28465-6053 |
| Document Number | 0050700716 |
| Book / Page | 5070 / 716 |
| Map Reference | MB 1 PG 96-98 |
| Instrument Date | Sep 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 WENDY CIR, GOLDSBORO, NC 27530-9338 |
| Name | Verified Name |
|---|---|
| Address | 303 WENDY CIR, GOLDSBORO, NC 27530-9338 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 2908 E BEACH DR, OAK ISLAND, NC 28465-6053 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0048600943 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 4860/943 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 2908 E BEACH DR, OAK ISLAND, NC 28465-6053 |
| Document Number | 0043951316 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2908 E BEACH DR OAK ISLAND NC 284656053, OAK ISLAND, NC 28465-6053 |
| Document Number | 0043951316 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 004395/001316 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 24, 2019 |
| Property Address | 2908 E BEACH DR, OAK ISLAND, NC 28465-6053 |
| Document Number | 0041951191 |
| Book / Page | 4195 / 1191 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9501 YORK RD, 9501, MONTEREY, CA 93940-6522 |
| Name | Verified Name |
|---|---|
| Address | 303 WENDY CIR, GOLDSBORO, NC 27530-9338 |
| Document Number | 41951194 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 4195/1194 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $795,550 (-) Land $445,000 Building $350,550 | $795,550 (-) Land $445,000 Building $350,550 | |
| 2025 | $3,039.00 | $795,550 (+2.85%) Land $445,000 Building $350,550 | $795,550 (+2.85%) Land $445,000 Building $350,550 |
| 2023 | $773,470 Land $445,000 Building $328,470 | $773,470 Land $445,000 Building $328,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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