2910 Karnes Rd, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2910 Karnes Rd, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	3,822 sqft · built 1998
Lot Size	3.04 acres (132,422 sqft)
Owner	Company Name on File
Last Sale	$150,600 (Apr 2025)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2020 Mortgage
APN	`03-8.0-34-003-002-034.006`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-003-002-034.006`

Interior

Building Area	3,822 sqft Base Area
1st Floor Area	3,822 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	132,422 sqft (3.04 acres)

Location & Zoning

Street Address	2910 KARNES RD
City	SAINT JOSEPH
State	MO
Zip	64506-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	34-58-35SWSUB:KERNERVILLE LOT:3 BLK:0LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	34
Legal Subdivision	KERNERVILLE
Legal Lot Number	3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2012
Census Tract	200

Owner

2910 Karnes Rd is owned by a company that bought it in April 2025.

Source: Buchanan County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	5600 GRANITE PKWY, PLANO, TX 75024-4126
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2025 · Amount on File
Deed Sale	Apr 23, 2025 · Amount on File
Prior Sale	Sep 29, 2020 · Amount on File
Deed Document Number	20252870
Deed Book / Page	3806 / 867
Prior Transfer Date	Mar 31, 2025
Prior Transfer Doc	003806/867
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2910 KARNES RD, SAINT JOSEPH, MO 64506-1307
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 KARNES RD, SAINT JOSEPH, MO 64506-1307

Mortgage

Document Number	003784/432
Date	Feb 8, 2023
Book Page	3784/432
Instrument	2023000914

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 29, 2020
Property Address	2910 KARNES RD, SAINT JOSEPH, MO 64506-1307
Document Number	003753/780
Book / Page	3753 / 780
Instrument Date	Sep 18, 2020
Instrument	2020008963
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 KARNES RD, SAINT JOSEPH, MO 64506-1307

Mortgage

Document Number	2020008974
Date	Sep 29, 2020
Instrument	2020008974

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2910 Karnes Rd was $2,043, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,043.00 (+0.05%)	$28,490 Land $4,750 Building $23,740	$149,930 Land $25,000 Building $124,930
2024	$2,042.00 (+15.83%)
2023	$1,763.00 (-0.68%)	$26,830 (-) Land $4,750 Building $22,080	$141,210 Land $25,000 Building $116,210
2022	$1,775.00	$26,830 Land $4,750 Building $22,080
2021			$141,210 Land $25,000 Building $116,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2910 Karnes Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2910 Karnes Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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