2908 Karnes Rd, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2908 Karnes Rd, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,624 sqft · built 1980
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Tax Bill	$400 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2021 Transfer + 1 more
APN	`03-8.0-34-003-002-034.007`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-003-002-034.007`

Interior

Building Area	1,624 sqft Base Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	2908 KARNES RD
City	SAINT JOSEPH
State	MO
Zip	64506-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	34-58-35SWSUB:KERNERVILLE LOT:2 BLK:0LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	34
Legal Subdivision	KERNERVILLE
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2012
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	607 PLUM ST, NOVATO, CA 94945-2530
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL LLC
Jul 23, 2021	Intrafamily Transfer, Transfer
Feb 11, 2021	Warranty Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021
Deed Sale	Feb 11, 2021
Prior Sale	Mar 2, 2010 · Amount on Record
Deed Document Number	20211457
Deed Book / Page	3758 / 815
Prior Transfer Date	Mar 20, 2012
Prior Transfer Doc	03324/0700
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2908 KARNES RD, SAINT JOSEPH, MO 64506-1307
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	DRI TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 TERMINAL WAY 209, 209, RENO, NV 89502-2168

Mortgage

Document Number	003760/895
Date	Apr 12, 2021
Book Page	3760/895
Instrument	2021003546

Lender

Name	RCN CAPITAL LLC
Type	Non-Lending Institution
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2022

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jul 23, 2021
Property Address	2908 KARNES RD, SAINT JOSEPH, MO 64506-1307
Document Number	003765/115
Book / Page	3765 / 115
Instrument Date	Jul 1, 2021
Instrument	2021007789
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 TERMINAL WAY STE 209, 209, RENO, NV 89502-2168

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 11, 2021
Property Address	2908 KARNES RD, SAINT JOSEPH, MO 64506-1307
Document Number	003758/815
Book / Page	3758 / 815
Instrument Date	Feb 10, 2021
Instrument	2021001457
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 TERMINAL WAY STE 209, 209, RENO, NV 89502-2168

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$400.00	$5,450 (+3.61%) Land $2,850 Building $2,600	$28,660 (+3.43%) Land $15,000 Building $13,660
2024	$400.00 (+12.68%)
2023	$355.00 (-0.56%)	$5,260 (-) Land $2,850 Building $2,410	$27,710 (-) Land $15,000 Building $12,710
2022	$357.00	$5,260 Land $2,850 Building $2,410
2021			$27,710 Land $15,000 Building $12,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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