2910 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 2910 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 930 sqft · built 1962
Lot Size	0.299 acres (13,041 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2025)
Tax Bill	$1,462 (2024)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-202-006`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-202-006`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	930 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	576 sqft
Basement Area	930 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,041 sqft (0.299 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2910 E MAIN ST
City	URBANA
State	IL
Zip	61802-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 3 SUB OF PT OF SW 1/4 SE 1/4 SEC. 10, AND NW 1/4 NE 1/4 SEC. 15-19-9, M.W. BUSEYS
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	M.W. BUSEYS
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2039
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2910 E MAIN ST, URBANA, IL 61802-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 12, 2017	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	20255138
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 17, 2025
Property Address	2910 E MAIN ST, URBANA, IL 61802-2229
Document Number	0000005138
Map Reference	MB C PG 114
Instrument Date	Apr 14, 2025
Instrument	2025R05138
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 E MAIN ST, URBANA, IL 61802-2229

Mortgage

Document Number	0000005139
Date	Apr 17, 2025
Instrument	2025R05139

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	14%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 17, 2022
Property Address	2910 E MAIN ST, URBANA, IL 61802-2229
Document Number	0000011137
Map Reference	MB C PG 114
Instrument Date	Jun 15, 2022
Instrument	2022R11137
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 E MAIN ST, URBANA, IL 61802-2229

Mortgage

Document Number	0000011138
Date	Jun 17, 2022
Instrument	2022R11138

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 12, 2017
Property Address	2910 E MAIN ST, URBANA, IL 61802-2229
Document Number	0000006234
Map Reference	MB C PG114
Instrument Date	Apr 11, 2017
Instrument	2017R06234
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 E MAIN ST, URBANA, IL 61802-2229

Mortgage

Document Number	0000006235
Date	Apr 12, 2017
Instrument	2017R06235

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,430 (+25.27%) Land $6,770 Building $18,660	$76,290 (+25.27%) Land $20,310 Building $55,980
2024	$1,462.00 (+15.48%)
2022	$1,266.00 Homeowner's exemption	$20,300 Land $5,400 Building $14,900	$60,900 Land $16,200 Building $44,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Nextlink.

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