2814 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 2814 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Lot Size	0.395 acres (17,199 sqft)
Owner	Company Name on Record
Last Sale	$153,000 (Nov 2020)
Tax Bill	$5,132 (2024)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-202-007`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-202-007`

Exterior

Lot Area	17,199 sqft (0.395 acres)

Location & Zoning

Street Address	2816 E MAIN ST
City	URBANA
State	IL
Zip	61802-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 3 SUB OF PT OF SW 1/4 SE 1/4 SEC. 10, AND NW 1/4 NE 1/4 SEC. 15-19-9, M.W. BUSEYS AND OTHER LAND
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	M.W. BUSEYS
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2039
Census Tract	5500

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2007 PEACH ST, CHAMPAIGN, IL 61820-7317
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FISHER NATIONAL BANK
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage FISHER NATIONAL BANK
May 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FSB OF CHAMPAIGN URBANA
Feb 9, 2017	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Nov 24, 2020	Warranty Deed, Transfer · Line of Credit IRONQUOIS FEDERAL SAVINGS & LOAN AS
Sep 25, 2017	Quit Claim Deed, Transfer · Line of Credit CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	202024745
Prior Transfer Date	May 17, 2011
Prior Transfer Doc	0000009934
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	May 7, 2026
Property Address	2816 E MAIN ST, URBANA, IL 61802-2227
Document Number	0000006676
Instrument Date	Apr 3, 2026
Instrument	20266676
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000006676,
Date	May 7, 2026
Instrument	20266676

Lender

Name	FISHER NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 3, 2031

Interest

Rate	6%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	May 12, 2026
Property Address	2816 E MAIN ST, URBANA, IL 61802-2227
Document Number	0000006954
Instrument Date	Apr 3, 2026
Instrument	20266954
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000006954,
Date	May 12, 2026
Instrument	20266954

Lender

Name	FISHER NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 3, 2031

Interest

Rate	6%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2814 E MAIN ST, URBANA, IL 61802-2227
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007819
Date	May 3, 2022
Instrument	2022R07819

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2814 E MAIN ST, URBANA, IL 61802-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002379
Date	Feb 9, 2017
Instrument	2017R02379

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 24, 2020
Property Address	2814 E MAIN ST, URBANA, IL 61802-2227
Document Number	0000024745
Map Reference	MB C PG 114
Instrument Date	Nov 16, 2020
Instrument	2020R24745
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Tax	$153.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 PEACH ST, CHAMPAIGN, IL 61820-7317

Mortgage

Document Number	0000024746
Date	Nov 24, 2020
Instrument	2020R24746

Lender

Name	IRONQUOIS FEDERAL SAVINGS & LOAN AS
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 25, 2017
Property Address	2814 E MAIN ST, URBANA, IL 61802-2227
Document Number	0000018300
Instrument Date	Sep 15, 2017
Instrument	2017R18300
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WATERS EDGE BLVD UNIT 16, 16, SPRINGFIELD, IL 62712-6885

Mortgage

Document Number	0000018301
Date	Sep 25, 2017
Instrument	2017R18301

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,460 (+25.25%) Land $16,510 Building $56,950	$220,380 (+25.25%) Land $49,530 Building $170,850
2024	$5,132.00 (-0.29%)
2022	$5,147.00	$58,650 Land $13,180 Building $45,470	$175,950 Land $39,540 Building $136,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Nextlink.

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