2910 E Elm Cir, Katy, TX 77493 Property Records

Harris County property record for 2910 E Elm Cir, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,221 sqft · built 1986
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,683 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`114-953-000-0020`

Property Details

APN / Parcel Number

Primary APN	`114-953-000-0020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,221 sqft Living Area
1st Floor Area	2,428 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	16,000 sqft (0.367 acres)
View / Lot	Flood Plain
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	339 sqft
Deck Area	297 sqft
Patio Area	695 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1149530000020
Street Address	2910 E ELM CIR
City	KATY
State	TX
Zip	77493-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 PINE FOREST SEC 2
Legal Subdivision	PINE FOREST SEC 2
Legal Block	1
Legal Lot Number	20
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1011
Census Tract	542800

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2910 E ELM CIR, KATY, TX 77493-1146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
Oct 9, 2020	Deed of Trust, Mortgage SENTE MTG
Jul 7, 2020	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019
Deed Sale	Jun 24, 2019
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	2019267951
Prior Transfer Date	Jun 29, 2006
Prior Transfer Doc	000Z418933
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2910 E ELM CIR, KATY, TX 77493-1146
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 E ELM CIR, KATY, TX 77493-1146

Mortgage

Document Number	2021479772
Date	Aug 23, 2021
Instrument	2021-479772

Lender

Name	CENTRAL BANK
Type	Bank
Address	HOUSTON, TX 77041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2910 E ELM CIR, KATY, TX 77493-1146
Document Number	0000495334
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2910 E ELM CIR KATY TX 774931146, KATY, TX 77493-1146

Mortgage

Document Number	0000495334
Date	Oct 15, 2020
Instrument	495334

Lender

Name	SENTE MTG
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2910 E ELM CIR, KATY, TX 77493-1146
Document Number	0000307834
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2910 E ELM CIR KATY TX 774931146, KATY, TX 77493-1146

Mortgage

Document Number	0000307834
Date	Jul 13, 2020
Instrument	307834

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Katy City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,683.00 (-2.34%) Homeowner's exemption	$471,757 (-6.97%) Land $92,000 Building $379,757	$471,757 (-6.97%) Land $92,000 Building $379,757
2024	$7,867.00 (+15.23%)
2023		$507,123 Land $86,400 Building $420,723	$507,123 Land $86,400 Building $420,723
2022	$6,827.00 (+9.58%)
2020	$6,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	170 (1987–2017)
Claims Outside the SFHA	64 of 170
Most Recent Claim	Sep 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Sep 2017 · 105 claims Severe Storms And Flooding, Apr 2016 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KATY serves 25,253 people · EPA ID TX1010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL · Fiber in parts of the area	250 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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