2903 E Elm Cir, Katy, TX 77493 Property Records

Harris County property record for 2903 E Elm Cir, Katy, TX 77493 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,574 sqft · built 1982
Lot Size0.331 acres (14,400 sqft)
Owner2 Individual Names on File
Last Sale$277,400 (Dec 2010)
Tax Bill$8,194 (2025)
Deeds & MortgagesOct 2017 Loan Modification
Sep 2017 Construction Loan
Flood ZoneZone X (moderate risk)
APN114-953-000-0065

Property Details

APN / Parcel Number

Primary APN114-953-000-0065
Alternative APN
  • 1149530000054

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,574 sqft Living Area
1st Floor Area2,266 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area14,400 sqft (0.331 acres)
View / LotFlood Plain
Garage TypeDetached
Garage Area594 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchOpen Frame Porch
Porch Area288 sqft
Patio Area408 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1149530000065
Street Address2903 E ELM CIR
CityKATY
StateTX
Zip77493-1147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 54 PINE FOREST SEC 2
Legal SubdivisionPINE FOREST SEC 2
Legal Block1
Legal Lot Number54
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1012
Census Tract542800

Owner

Source: Harris County records · APN 114-953-000-0065

Assessment roll updated May 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2903 E ELM CIR, KATY, TX 77493-1147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2017Loan Modification, Mortgage
US SMALL BUSN ADMN
Sep 19, 2017Trustee's Deed, Construction Loan · Construction Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2010 · Amount on Record
Deed SaleDec 16, 2010 · Amount on Record
Prior SaleJun 08, 2010
Deed Document Number2010534252
Deed Book / Page2091 / 2370
Prior Transfer DateMar 28, 2005
Prior Transfer Doc000Y368523
Record UpdatedSep 20, 2026

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address2903 E ELM CIR, KATY, TX 77493-1147
Document Number0000466479
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedNov 08, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2903 E ELM CIR KATY TX 774931147, KATY, TX 77493-1147

Mortgage

Document Number0000466479
DateOct 24, 2017
Instrument466479
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
AmountAmount Recorded
Term360 Months
DueOct 23, 2047

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHARRIS TX
Recording DateSep 19, 2017
Property Address2903 E ELM CIR, KATY, TX 77493-1147
Instrument DateSep 07, 2017
Instrument411893
Transaction TypeConstruction Loan
Record UpdatedSep 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2903 E ELM CIR KATY TX 774931147, KATY, TX 77493-1147

Mortgage

Document Number0000411893
DateSep 19, 2017
Instrument411893
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueSep 18, 2047

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityKaty City
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,194.00 (-6.14%) Homeowner's exemption$497,821 (-7.14%) Land $91,080 Building $406,741$497,821 (-7.14%) Land $91,080 Building $406,741
2024$8,730.00 (+11.72%)
2023$536,077 Land $85,536 Building $450,541$536,077 Land $85,536 Building $450,541
2022$7,814.00 (+2.13%)
2020$7,651.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48473C), updated May 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015428001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 259 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims170 (1987–2017)
Claims Outside the SFHA64 of 170
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Harvey
Claims By Storm
  • Hurricane Harvey, Sep 2017 · 105 claims
  • Severe Storms And Flooding, Apr 2016 · 51 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Consolidated CommunicationsDSL250 / 40
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Consolidated Communications, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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