291 Wilson Ln, Berea, KY 40403 Property Records

Madison County property record for 291 Wilson Ln, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$329,000 (Aug 2024)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0086-0000-0011-A`

Property Details

APN / Parcel Number

Primary APN	`0086-0000-0011-A`
Alternative APNs	`120933` `83936` `60923`

Interior

Stories	1 Story

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick
Garage Type	Detached

Location & Zoning

Account Number	60923
Street Address	291 WILSON LN
City	BEREA
State	KY
Zip	40403-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACY ESTS LOT 1
Legal Subdivision	TRACY EST
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	291 WILSON LN, BEREA, KY 40403-8728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 7, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 9, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Deed Document Number	2014216732
Deed Book / Page	D856 / 73
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	291 WILSON LN, BEREA, KY 40403-8728
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01894/284
Date	Oct 14, 2019
Book Page	M01894/284
Instrument	2014000624

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	291 WILSON LN, BEREA, KY 40403-8728
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2131/580
Date	Feb 7, 2022
Book Page	M2131/580
Instrument	2014075952

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	291 WILSON LN, BEREA, KY 40403-8728
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 WILSON LN, BEREA, KY 40403-8728
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2218/123
Date	Feb 22, 2023
Book Page	M2218/123
Instrument	2014132746

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	291 WILSON LN, BEREA, KY 40403-8728
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 WILSON LN, BEREA, KY 40403-8728

Mortgage

Document Number	0M2338/185
Date	Nov 7, 2024
Book Page	M2338/185
Instrument	2014230793

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 7, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 9, 2024
Property Address	291 WILSON LN, BEREA, KY 40403-8728
Document Number	000D856/73
Book / Page	D856 / 73
Map Reference	MB 8 PG 366
Instrument Date	Aug 9, 2024
Instrument	2014216732
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$329.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	362 WYLDWOOD WAY, BEREA, KY 40403-8109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 WILSON LN, BEREA, KY 40403-8728

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,639.00 (+314.94%) Homeowner's exemption	$329,000 (+193.75%)	$329,000 (+193.75%)
2023	$636.00 Homeowner's exemption	$112,000	$112,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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