284 Wilson Ln, Berea, KY 40403 Property Records

Madison County property record for 284 Wilson Ln, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$302,000 (May 2024)
Tax Bill	$2,847 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0086-0000-0026-B`

Property Details

APN / Parcel Number

Primary APN	`0086-0000-0026-B`
Alternative APNs	`143530` `74893` `43188`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Account Number	43188
Street Address	284 WILSON LN
City	BEREA
State	KY
Zip	40403-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN DEVELOPMENT TRACT 2A
Legal Subdivision	BROWN DEV
Legal Tract	2
Legal Lot Number	2A-1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2006
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	284 WILSON LN, BEREA, KY 40403-8728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 24, 2023	Special Warranty Deed, Transfer TITLE MARK, TITLEMARK
May 18, 2023	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	2014202598
Deed Book / Page	D852 / 52
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 7, 2024
Property Address	284 WILSON LN, BEREA, KY 40403-8728
Document Number	000D852/52
Book / Page	D852 / 52
Map Reference	CAB 7 SL 297
Instrument Date	Apr 30, 2024
Instrument	2014202598
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 SKATE RD, EAST POINT, KY 41216-8032

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	284 WILSON LN, BEREA, KY 40403-8728

Mortgage

Document Number	2014202599
Date	May 7, 2024
Instrument	2014202599

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 24, 2023
Property Address	284 WILSON LN, BEREA, KY 40403-8728
Document Number	00D841/163
Book / Page	D841 / 163
Map Reference	CAB 7 SL 297
Instrument Date	Jul 6, 2023
Instrument	2014158178
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	TITLE MARK, TITLEMARK

Transaction

Amount	Amount Recorded
Tax	$171.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 SKATE RD, EAST POINT, KY 41216-8032

May 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MADISON KY
Recording Date	May 18, 2023
Property Address	284 WILSON LN, BEREA, KY 40403-8728
Document Number	00D838/420
Book / Page	D838 / 420
Map Reference	CAB 7 SL 297
Instrument Date	Sep 8, 2022
Instrument	2014145620
Transaction Type	Foreclosure
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,847.00 (+151.06%) Additional exemption filed	$302,000 (+158.12%)	$302,000 (+158.12%)
2023	$1,134.00 (-0.35%)	$117,000 (-)	$117,000 (-)
2022	$1,138.00	$117,000	$117,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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