Gallatin County property record for 291 Turtle Way, Bozeman, MT 59715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,632 sqft · built 2009 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $479,200 (Dec 2016) |
| Tax Bill | $4,535 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 000RFH8782 |
| Primary APN | 000RFH8782 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 824 sqft |
| 2nd Floor Area | 808 sqft |
| Basement Area | 96 sqft |
| Finished Basement | 96 sqft |
| Family Room | Family Room |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,968 sqft (0.137 acres) |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000RFH8782 |
|---|---|
| Street Address | 291 TURTLE WAY |
| City | BOZEMAN |
| State | MT |
| Zip | 59715-8767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | MINOR SUB 385, S31, T01 S, R06 E, LOT 1 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 31 |
| Legal Subdivision | MINOR SUB 385 |
| Legal Lot Number | 1 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 504 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 291 TURTLE WAY, BOZEMAN, MT 59715-8767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2016 · Amount on Record |
| Deed Sale | Dec 20, 2016 · Amount on Record |
| Prior Sale | Sep 22, 2008 |
| Deed Document Number | 20162566902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 291 TURTLE WAY, BOZEMAN, MT 59715-8767 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2742549 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2742549 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Municipality | Bozeman City |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,535.00 (-14.77%) | $918,900 (+11.18%) | $918,900 (+11.18%) Land $404,111 Building $514,789 |
| 2023 | $5,321.00 | $826,500 | $826,500 Land $199,159 Building $627,341 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 6 (2008–2011) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | May 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, CenturyLink.
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