279 Turtle Way, Bozeman, MT 59715 Property Records

Gallatin County property record for 279 Turtle Way, Bozeman, MT 59715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 2009
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$4,348 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00RFH54980`

Property Details

APN / Parcel Number

Primary APN	`00RFH54980`
Alternative APNs	`06-0905-31-3-05-03-0000` `R0642431`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	904 sqft
2nd Floor Area	760 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFH54980
Street Address	279 TURTLE WAY
City	BOZEMAN
State	MT
Zip	59715-8767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINOR SUB 385, S31, T01 S, R06 E, LOT 2
Legal Range	06E
Legal Township	01S
Legal Section	31
Legal Subdivision	MINOR SUB 385
Legal Lot Number	2
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1028
Census Tract	504

Owner

279 Turtle Way is owned and occupied by an individual who acquired it in September 2023.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	279 TURTLE WAY, BOZEMAN, MT 59715-8767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage ERIKA MONTGOMERY
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023
Deed Sale	Sep 8, 2023
Prior Sale	Oct 21, 2021 · Amount on File
Deed Document Number	20232810764
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	2755514
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Oct 21, 2021
Property Address	279 TURTLE WAY, BOZEMAN, MT 59715-8767
Document Number	2755514
Instrument Date	Oct 15, 2021
Instrument	2755514
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 TURTLE WAY, BOZEMAN, MT 59715-8767

Mortgage

Document Number	2755515
Date	Oct 21, 2021
Instrument	2755515

Lender

Name	ERIKA MONTGOMERY
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Aug 30, 2019
Property Address	279 TURTLE WAY, BOZEMAN, MT 59715-8767
Document Number	2656405
Instrument Date	Aug 29, 2019
Instrument	2656405
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	279 TURTLE WAY, BOZEMAN, MT 59715-8767

Mortgage

Document Number	2656406
Date	Aug 30, 2019
Instrument	2656406

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 279 Turtle Way was $4,348, up 1.1% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,348.00 (+1.14%)	$891,200 (-)	$891,200 (-) Land $413,816 Building $477,384
2025	$4,299.00	$891,200	$891,200 Land $413,816 Building $477,384
2023	$5,501.00	$854,400	$854,400 Land $226,794 Building $627,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 279 Turtle Way in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2008–2011)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 279 Turtle Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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