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291 Trail Tree Ridge Rd, Morganton, GA 30560 Property Records

Fannin County property record for 291 Trail Tree Ridge Rd, Morganton, GA 30560 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,080 sqft · built 1993
Lot Size3.07 acres (133,729 sqft)
OwnerIndividual Name on File
Last Sale$11,000 (Jun 2019)
Tax Bill$306 (2025)
Deeds & MortgagesApr 2025 Line of Credit
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0011 007A

Property Details

APN / Parcel Number

Primary APN0011 007A
Alternative APN
  • 829

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area133,729 sqft (3.07 acres)
Garage TypeCarport
CarportCarport
Deck Area464 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number829
Street Address291 TRAIL TREE RIDGE RD
CityMORGANTON
StateGA
Zip30560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-2 LL171 DB1300-29 3.07 ACS
Legal SubdivisionZONE 4 RURAL
JurisdictionFANNIN GA
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1001
Census Tract50500

Owner

Source: Fannin County records · APN 0011 007A

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 364, MORGANTON, GA 30560-0364
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2025Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Jun 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE
Jun 25, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2019 · Amount on Record
Deed SaleJun 25, 2019 · Amount on Record
Prior SaleJul 31, 1998 · Amount on Record
Deed Document Number20191365
Deed Book / Page1300 / 24
Prior Transfer DateFeb 28, 2008
Prior Transfer Doc000833/131
Record UpdatedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN GA
Property Address291 TRAIL TREE RIDGE RD, MORGANTON, GA 30560
Transaction TypeMortgage
Record UpdatedOct 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 TRAIL TREE RIDGE RD, MORGANTON, GA 30560

Mortgage

Document Number0000001649/0000000187
DateApr 30, 2025
Book Page0000001649/0000000187
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 01, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN GA
Property Address291 TRAIL TREE RIDGE RD, MORGANTON, GA 30560
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 TRAIL TREE RIDGE RD, MORGANTON, GA 30560

Mortgage

Document Number0000001300/0000000032
DateJun 26, 2019
Book Page0000001300/0000000032
Instrument002383870015
Lender
NameSWBC MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFANNIN GA
Recording DateJun 25, 2019
Property Address291 TRAIL TREE RIDGE RD, MORGANTON, GA 30560
Document Number0001300/24
Book / Page1300 / 24
Instrument DateJun 25, 2019
Instrument2019-001365
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address866 PICKLESIMER MTN, MORGANTON, GA 30560-4274

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyFannin County
Unified School DistrictFannin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$306.00 (-71.93%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$92,970 (+20.93%) Land $13,620 Building $79,350$232,427 (+20.93%) Land $34,051 Building $198,376
2023$76,879 (-1.13%) Land $13,620 Building $63,258$192,197 (-1.13%) Land $34,051 Building $158,146
2022$1,090.00 Homeowner's exemption$77,759 Land $13,620 Building $64,139$194,399 Land $34,051 Building $160,348

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (13111C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131110505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
3 of 4 on primary residences
Nearby Flood Claims1 (2025)
Most Recent ClaimApr 2025

Wildfire

Wildfire RiskModerate
above 49% of the US · above 59% of Georgia
Wildfire LikelihoodAbout 1 in 833 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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