191 Trail Tree Ridge Rd, Morganton, GA 30560 Property Records

Fannin County property record for 191 Trail Tree Ridge Rd, Morganton, GA 30560 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,413 sqft · built 2003
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Nov 2021)
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0011 0104D5`

Property Details

APN / Parcel Number

Primary APN	`0011 0104D5`
Alternative APN	`20885`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,413 sqft Heated Area
1st Floor Area	858 sqft
Attic	Attic
Attic Area	216 sqft
Basement Area	754 sqft
Finished Basement	754 sqft
Unfinished Basement	754 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	77,101 sqft (1.77 acres)
Terrain	Rolling
View / Lot	Corner
Porch	Slab
Porch Area	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20885
Street Address	191 TRAIL TREE RIDGE RD
City	MORGANTON
State	GA
Zip	30560-2976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-1 LL171 P/OLT4 DB1464-237* 1.77 ACS
Legal Subdivision	URA(1.26-2.00)
Legal Block	A
Legal Lot Number	P,O 4
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1001
Census Tract	50500

Owner

Source: Fannin County records · APN 0011 0104D5

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	191 TRAIL TREE RIDGE RD, MORGANTON, GA 30560-2976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2021 · Amount on Record
Deed Sale	Nov 02, 2021 · Amount on Record
Prior Sale	Aug 29, 2008
Deed Document Number	20213608
Deed Book / Page	1464 / 237
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Nov 02, 2021
Property Address	191 TRAIL TREE RIDGE RD, MORGANTON, GA 30560-2976
Document Number	1464/237
Book / Page	1464 / 237
Instrument Date	Nov 02, 2021
Instrument	2021-003608
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 TRAIL TREE RIDGE RD, MORGANTON, GA 30560-2976

Mortgage

Document Number	0000001464/0000000241
Date	Nov 03, 2021
Book Page	0000001464/0000000241
Instrument	002684540021

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,199.00 (-33.9%) Homeowner's exemption	$153,725 (+20.18%) Land $8,798 Building $144,927	$384,314 (+20.18%) Land $21,996 Building $362,318
2023		$127,908 (-1.15%) Land $8,798 Building $119,110	$319,770 (-1.15%) Land $21,996 Building $297,774
2022	$1,814.00 Homeowner's exemption	$129,390 Land $8,798 Building $120,592	$323,476 Land $21,996 Building $301,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (13111C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131110505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 3 of 4 on primary residences
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 59% of Georgia
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.