Suffolk County and Smithtown Town property record for 291 Terry Rd, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 834 sqft · built 1937 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,000 (Jun 2026) |
| Tax Bill | $7,933 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 162.-3-30 |
| Primary APN | 473489 162.-3-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 834 sqft Living Area |
| Gross Area | 978 sqft |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 66 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 252 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 291 TERRY RD |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-5506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-701026 TC-70 *117 PT L 4 SMITHTOWN FARMS |
| Legal Subdivision | SMITHTOWN FARMS |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 135401 |
291 Terry Rd is owned by two individuals who bought it in June 2026.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 DEVONSHIRE RD, HAUPPAUGE, NY 11788-4534 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC |
| Dec 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on File |
| Deed Sale | Jun 24, 2026 · Amount on File |
| Prior Sale | Feb 11, 2014 · Amount on File |
| Deed Book / Page | 13340 / 539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 24, 2026 |
| Property Address | 291 TERRY RD, SMITHTOWN, NY 11787-5506 |
| Document Number | 1334000539 |
| Book / Page | 13340 / 539 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NEW MILLENNIUM TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Jun 24, 2026 |
|---|
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 291 TERRY RD, SMITHTOWN, NY 11787-5506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233540871 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 23354/871 |
| Instrument | DM051003 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Jan 1, 2041 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,340 Land $50 Building $3,290 | $417,500 Land $6,250 Building $411,250 | |
| 2024 | $7,933.00 | ||
| 2023 | $3,340 Land $50 Building $3,290 | $3,839 Land $57 Building $3,782 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 291 Terry Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2012) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 291 Terry Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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