Suffolk County and Smithtown Town property record for 282 Terry Rd, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,985 sqft · built 1966 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Jul 2025) |
| Tax Bill | $13,517 (2024) |
| Deeds & Mortgages | Jul 2025 Sale & Refinance Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 162.-2-45 |
| Primary APN | 473489 162.-2-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,985 sqft Living Area |
| Gross Area | 2,944 sqft |
| 1st Floor Area | 1,105 sqft |
| 2nd Floor Area | 880 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 16,553 sqft (0.38 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 819 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 380 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 282 TERRY RD |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-5501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-825551 TC-70 *4234 LOT 59 TERRY ACRES SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 135306 |
282 Terry Rd is owned by two individuals who bought it in July 2025.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 17TH ST, WEST BABYLON, NY 11704-2601 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 28, 2025 | Deed, Transfer · Stand-Alone Refinance CMG MORTGAGE INC |
| Apr 17, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on File |
| Deed Sale | Jul 28, 2025 · Amount on File |
| Prior Sale | Jan 27, 1997 · Amount on File |
| Deed Book / Page | 13303 / 58 |
| Prior Transfer Date | Mar 4, 2004 |
| Prior Transfer Doc | 0123090161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 28, 2025 |
| Property Address | 282 TERRY RD, SMITHTOWN, NY 11787-5501 |
| Document Number | 0133030058 |
| Book / Page | 13303 / 58 |
| Instrument Date | May 9, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 17TH ST, WEST BABYLON, NY 11704-2601 |
| Document Number | 0236720678 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | 23672/678 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 282 TERRY RD, SMITHTOWN, NY 11787-5501 |
| Document Number | 0228190988 |
| Book / Page | 022819 / 000988 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 282 TERRY RD SMITHTOWN NY 117875501, SMITHTOWN, NY 11787-5501 |
| Document Number | 0228190988 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 022819/000988 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,200 Land $375 Building $4,825 | $650,000 Land $46,875 Building $603,125 | |
| 2024 | $13,517.00 | ||
| 2023 | $5,200 Land $375 Building $4,825 | $5,977 Land $431 Building $5,546 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 282 Terry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 282 Terry Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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