291 State St, Mobile, AL 36603 Property Records

Mobile County property record for 291 State St, Mobile, AL 36603

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,638 sqft · built 2023
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`12900141`

Property Details

APN / Parcel Number

Primary APN	`12900141`
Alternative APN	`29 06 40 0 002 123.003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	954 sqft
Utility Room	Utility Room
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	12900141
Street Address	291 STATE ST
City	MOBILE
State	AL
Zip	36603-6473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 DE TONTI PLACE SUBDIVISION INSTRUMENT NUMBER 2022000786
Legal Range	04S
Legal Township	04S
Legal Section	40
Legal Subdivision	DE TONTI PLACE SUBDIVISION
Legal Lot Number	6
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2035
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the De Tonti Square Historic District listed 1972 · 66 contributing resources · NRIS 72000169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

291 State St is owned and occupied by two individuals.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	291 STATE ST, MOBILE, AL 36603-6473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOBILE GOVERNMENT EMPLOYEES CU
Oct 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit ALABAMA TELCO CU
Apr 13, 2022	Warranty Deed, Construction Loan · Construction Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	291 STATE ST, MOBILE, AL 36603-6473
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 STATE ST, MOBILE, AL 36603-6473

Mortgage

Document Number	0000063430
Date	Oct 21, 2025
Instrument	2025063430

Lender

Name	MOBILE GOVERNMENT EMPLOYEES CU
Type	Credit Union
Address	109 SAINT JOSEPH ST, MOBILE, AL 36602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	291 STATE ST, MOBILE, AL 36603-6473
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 STATE ST, MOBILE, AL 36603-6473

Mortgage

Document Number	0000059606
Date	Oct 4, 2023
Instrument	2023059606

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	291 STATE ST, MOBILE, AL 36603-6473
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067427
Date	Nov 15, 2023
Instrument	2023067427

Lender

Name	ALABAMA TELCO CU
Type	Credit Union
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 13, 2022
Property Address	291 STATE ST, MOBILE, AL 36603-6473
Document Number	0000027301
Map Reference	DOC 2022000786
Instrument Date	Mar 29, 2022
Instrument	2022027301
Transaction Type	Construction Loan
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1224, FAIRHOPE, AL 36533-1224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	501 DAUPHIN ST APT C, C, MOBILE, AL 36602-2103

Mortgage

Document Number	0000027302
Date	Apr 13, 2022
Instrument	2022027302

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 11, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 291 State St was $1,759 with a homeowner's exemption, down 4.3% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,759.00 (-4.3%) Homeowner's exemption	$28,590 (-0.69%) Land $9,800 Building $18,790	$285,900 (-0.69%) Land $98,000 Building $187,900
2024	$1,838.00	$28,790 Land $9,800 Building $18,990	$287,900 Land $98,000 Building $189,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 291 State St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	56 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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