255 State St, Mobile, AL 36603 Property Records

Mobile County property record for 255 State St, Mobile, AL 36603

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,594 sqft · built 1856
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2019)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R022906400002121`

Property Details

APN / Parcel Number

Primary APN	`R022906400002121`
Alternative APNs	`29 06 40 0 002 121.XXX` `00735262` `735262`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,594 sqft Living Area
1st Floor Area	1,710 sqft
Upper Floors Area	884 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1856
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Block
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	402 sqft
Deck Area	350 sqft
Utility Building	55 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	735262
Street Address	255 STATE ST
City	MOBILE
State	AL
Zip	36603-6473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM THE SW COR OF JOACHIM ST & STATE ST RUN TH WLY ALG THE S/L OF STATE ST 125 FT TO THE POB OF THE PPTY HEREIN DES TH CONT
Legal Range	04S
Legal Township	04S
Legal Section	40
Legal Subdivision	CONTI WASHINGTON ST MICHAEL
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2036
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the De Tonti Square Historic District listed 1972 · 66 contributing resources · NRIS 72000169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 STATE ST, MOBILE, AL 36603-6473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 27, 2019	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Jun 15, 2012
Deed Document Number	201975048
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	255 STATE ST, MOBILE, AL 36603-6473
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068193
Date	Oct 15, 2021
Instrument	2021068193

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 27, 2019
Property Address	255 STATE ST, MOBILE, AL 36603-6473
Document Number	0000075048
Instrument Date	Dec 20, 2019
Instrument	2019075048
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 STATE ST, 256, MOBILE, AL 36603-6474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	255 STATE ST, MOBILE, AL 36603-6473

Mortgage

Document Number	0000075049
Date	Dec 27, 2019
Instrument	2019075049

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00 (-0.95%) Homeowner's exemption	$38,830 (-0.94%) Land $5,160 Building $33,670	$388,300 (-0.94%) Land $51,600 Building $336,700
2024	$2,432.00 (+2.53%) Homeowner's exemption	$39,200 (+2.46%) Land $5,160 Building $34,040	$392,000 (+2.46%) Land $51,600 Building $340,400
2023	$2,372.00 Homeowner's exemption	$38,260 Land $4,500 Building $33,760	$382,600 Land $45,000 Building $337,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	56 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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