291 Ridge Loop Rd, Cle Elum, WA 98922 Property Records

Kittitas County property record for 291 Ridge Loop Rd, Cle Elum, WA 98922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 2023
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (May 2025)
Tax Bill	$651 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P897334`

Property Details

APN / Parcel Number

Primary APN	`P897334`
Alternative APNs	`1916240510508` `897334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	976 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	291 RIDGE LOOP RD
City	CLE ELUM
State	WA
Zip	98922-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	KC-F&R
Legal Description	ACRES .25, SUNLIGHT WATERS #2 LOT 8, BLOCK E SEC. 24; TWP. 19; RGE. 16;
Legal Range	16
Legal Township	19
Legal Section	24
Legal Subdivision	SUNLIGHT WATERS #2
Legal Block	E
Legal Lot Number	8
Jurisdiction	KITTITAS WA
Township / Civil Division	MANASTASH RIDGE
Census Block Group	1
Census Block	1099
Census Tract	975201

Owner

Source: Kittitas County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2306 GARY CT, MILTON, WA 98354-9390
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage ZAIN ADAM
Oct 25, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 1, 2022	Deed of Trust, Mortgage ZAIN ADAM
Jan 14, 2022	Warranty Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Deed Document Number	202522
Prior Transfer Date	Oct 25, 2023
Prior Transfer Doc	0000000019
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	291 RIDGE LOOP RD, CLE ELUM, WA 98922
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012110020
Date	Dec 11, 2023
Instrument	202312110020

Lender

Name	ZAIN ADAM
Type	Private Party

Agreement

Amount	Amount Recorded

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KITTITAS WA
Recording Date	Oct 25, 2023
Property Address	291 RIDGE LOOP RD, CLE ELUM, WA 98922
Document Number	0010250019
Map Reference	MB 5 PG 20&21
Instrument Date	Oct 19, 2023
Instrument	202310250019
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	291 RIDGE LOOP RD, CLE ELUM, WA 98922-8901
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 218TH AVE NE, SAMMAMISH, WA 98074-3718

Mortgage

Document Number	0011010008
Date	Nov 1, 2022
Instrument	202211010008

Lender

Name	ZAIN ADAM
Type	Private Party
Address	1080 205TH AVE NE, SAMMAMISH, WA 98074

Agreement

Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Jan 14, 2022
Property Address	291 RIDGE LOOP RD, CLE ELUM, WA 98922-8901
Document Number	0001140062
Map Reference	MB 5 PG 20&21
Instrument Date	Jan 10, 2022
Instrument	202201140062
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15215SF SE 272ND ST STE 101, 101, KENT, WA 98042

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Unified School District	Thorp School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$475,120 (+549.87%) Land $92,560 Building $382,560	$475,120 (+549.87%) Land $92,560 Building $382,560
2024	$651.00
2023		$73,110 Land $66,110 Building $7,000	$73,110 Land $66,110 Building $7,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 88% of Washington
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KITTITAS COUNTY WATER DISTRICT #7 serves 463 people · EPA ID WA5385295
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gigabeam Internet Fixed Wireless	300 / 300

May also be available: CenturyLink.

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