281 Ridge Loop Rd, Cle Elum, WA 98922 Property Records

Kittitas County property record for 281 Ridge Loop Rd, Cle Elum, WA 98922 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,442 sqft · built 2023
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (May 2025)
Tax Bill	$638 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P907334`

Property Details

APN / Parcel Number

Primary APN	`P907334`
Alternative APNs	`1916240510509` `907334`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	4,800 sqft
1st Floor Area	1,442 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	2,884 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	288 sqft
Deck Area	474 sqft
Patio Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	281 RIDGE LOOP RD
City	CLE ELUM
State	WA
Zip	98922-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES .26, SUNLIGHT WATERS #2 LOT 9, BLOCK E SEC. 24; TWP. 19; RGE. 16;
Legal Range	16
Legal Township	19
Legal Section	24
Legal Subdivision	SUNLIGHT WATERS #2
Legal Block	E
Legal Lot Number	9
Jurisdiction	KITTITAS WA
Township / Civil Division	MANASTASH RIDGE
Census Block Group	1
Census Block	1099
Census Tract	975201

Owner

Source: Kittitas County records · APN P907334

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	281 RIDGE LOOP RD, CLE ELUM, WA 98922-8901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage ZAIN ADAMS
Oct 25, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage ROBERT B HAMILTON ETUX
Oct 07, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Aug 21, 2019	Warranty Deed, Transfer JAMES III JOHNDOUD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Aug 21, 2019 · Amount on Record
Prior Transfer Date	Oct 25, 2023
Prior Transfer Doc	0000000018
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	281 RIDGE LOOP RD, CLE ELUM, WA 98922-8901
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012110019
Date	Dec 11, 2023
Instrument	202312110019

Lender

Name	ZAIN ADAMS
Type	Private Party
Address	1080 205TH AVE NE, SAMMAMISH, WA 98074

Agreement

Amount	Amount Recorded

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KITTITAS WA
Recording Date	Oct 25, 2023
Property Address	281 RIDGE LOOP RD, CLE ELUM, WA 98922-8901
Document Number	0010250018
Instrument Date	Oct 19, 2023
Instrument	202310250018
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	281 RIDGE LOOP RD, CLE ELUM, WA 98922-8901
Transaction Type	Mortgage
Record Updated	Jun 27, 2023
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010210031
Date	Oct 21, 2021
Instrument	202110210031

Lender

Name	ROBERT B HAMILTON ETUX
Type	Private Party
Address	2225 DIKE RD, BONNEY LAKE, WA 98391

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KITTITAS WA
Recording Date	Oct 07, 2020
Property Address	281 RIDGE LOOP RD, CLE ELUM, WA 98922-8901
Document Number	0010070043
Instrument Date	Oct 02, 2020
Instrument	10070043
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	281 RIDGE LOOP RD CLE ELUM WA 989228901, CLE ELUM, WA 98922-8901

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Aug 21, 2019
Property Address	281 RIDGE LOOP RD, CLE ELUM, WA 98922-8901
Document Number	0008210007
Instrument Date	Aug 15, 2019
Instrument	8210007
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	KITTITAS TITLE AND ESCROW LLC, KITTITAS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,993.24
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16400 SOUTHCENTER PKWY #502 TUKWILA WA 981883331, 502, TUKWILA, WA 98188-3331

Mortgage

Document Number	8210008
Date	Aug 21, 2019
Instrument	8210008

Lender

Name	JAMES III JOHNDOUD
Address	22021 SE 4TH ST, SAMMAMISH, WA 98074-3713

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kittitas County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Unified School District	Thorp School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$521,340 (+529.33%) Land $93,330 Building $428,010	$521,340 (+529.33%) Land $93,330 Building $428,010
2024	$638.00
2023		$82,840 Land $66,670 Building $16,170	$82,840 Land $66,670 Building $16,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kittitas County (53037C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530379752011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 88% of Washington
Wildfire Likelihood	About 1 in 45 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gigabeam Internet	Fixed Wireless (unlicensed)	300 / 300

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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