291 N Main St, Payson, UT 84651 Property Records

Utah County property record for 291 N Main St, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$424,400 (Nov 2020)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-041-0012`

Property Details

APN / Parcel Number

Primary APN	`08-041-0012`
Alternative APN	`010346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	1,194 sqft
Basement Area	420 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	268 sqft
Carport	Carport
Carport Area	268 sqft
Parking Spaces	1 Parking Space
Porch	Raised Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	010346
Street Address	291 N MAIN ST
City	PAYSON
State	UT
Zip	84651-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 3 RODS S OF NE COR OF BLK 49, PLAT A, PAYSON CITY SURVEY; W 153 FT; S 3 RODS; E 153 FT; N 3 RODS TO BEG.
Legal Subdivision	PAYSON CITY SURV A
Legal Block	49
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2017
Census Tract	3401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

291 N Main St is owned and occupied by two individuals who bought it in November 2020.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	291 N MAIN ST, PAYSON, UT 84651-1852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Dec 12, 2019	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Aug 9, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2017	Warranty Deed, Transfer RICHLAND TITLE INSURANCE AGENCY, RICHLAND TITLE INS AGCY
Apr 20, 2017	Warranty Deed, Transfer RICHLAND TITLE INSURANCE AGENCY, RICHLAND TITLE INS AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Aug 9, 2017 · Amount on File
Deed Document Number	2020188226
Prior Transfer Date	Mar 30, 2000
Prior Transfer Doc	0000025337
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	291 N MAIN ST, PAYSON, UT 84651-1852
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086763
Date	Aug 3, 2022
Instrument	86763:2022

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 2, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 25, 2020
Property Address	291 N MAIN ST, PAYSON, UT 84651-1852
Document Number	0000188226
Instrument Date	Nov 25, 2020
Instrument	188226:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	291 N MAIN ST, PAYSON, UT 84651-1852

Mortgage

Document Number	0000188290
Date	Nov 25, 2020
Instrument	188290:2020

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	291 N MAIN ST, PAYSON, UT 84651-1852
Document Number	0000133563
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	291 N MAIN ST PAYSON UT 846511852, PAYSON, UT 84651-1852

Mortgage

Document Number	0000133563
Date	Dec 17, 2019
Instrument	133563

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 9, 2017
Property Address	291 N MAIN ST, PAYSON, UT 84651-1852
Document Number	0000077306
Instrument Date	Aug 9, 2017
Instrument	077306:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	GREENBRIER TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 N MAIN ST, PAYSON, UT 84651-1852

Mortgage

Document Number	0000077356
Date	Aug 9, 2017
Instrument	077356:2017

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 20, 2017
Property Address	291 N MAIN ST, PAYSON, UT 84651-1852
Document Number	0000038007
Instrument Date	Apr 19, 2017
Instrument	38007
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	RICHLAND TITLE INSURANCE AGENCY, RICHLAND TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 N MAIN ST PAYSON UT 846511852, PAYSON, UT 84651-1852

Mortgage

Document Number	38008
Date	Apr 20, 2017
Instrument	38008

Lender

Address	8275 S MAIO DR, SANDY, UT 84093-6775

Agreement

Amount	Amount on Record

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 20, 2017
Property Address	291 N MAIN ST, PAYSON, UT 84651-1852
Document Number	0000037966
Instrument Date	Apr 18, 2017
Instrument	37966
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	RICHLAND TITLE INSURANCE AGENCY, RICHLAND TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	291 N MAIN ST PAYSON UT 846511852, PAYSON, UT 84651-1852

Tax Assessment & Valuation

The 2025 property tax bill for 291 N Main St was $2,296.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,815 (-44.54%)	$423,300 (+0.83%) Land $126,200 Building $297,100
2025	$2,296.00	$419,800 Land $120,200 Building $299,600	$419,800 Land $120,200 Building $299,600
2024	$2,296.00 (+10.01%)
2023	$2,087.00 (+9.61%)	$213,070	$387,400 Land $103,600 Building $283,800
2022	$1,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 291 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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