281 N Main St, Payson, UT 84651 Property Records

Utah County property record for 281 N Main St, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,320 sqft · built 1922
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Jul 2020)
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-041-0013`

Property Details

APN / Parcel Number

Primary APN	`08-041-0013`
Alternative APN	`010347`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	2,320 sqft
Basement Area	828 sqft
Utility Area	240 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1982
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	433 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	010347
Street Address	281 N MAIN ST
City	PAYSON
State	UT
Zip	84651-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 99 FT S OF NE COR OFBLK 49, PLAT A, PAYSON CITY SURVEY; W 153 FT; S 50 FT; E 153 FT; N 50 FT TO BEG.
Legal Block	49
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2017
Census Tract	3401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

281 N Main St is owned and occupied by two individuals who bought it in July 2020.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	281 N MAIN ST, PAYSON, UT 84651-1852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Quit Claim Deed, Transfer TRULY TITLE INC
Jul 1, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Jul 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL BANK
Jul 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	202092493
Prior Transfer Date	Jul 20, 2018
Prior Transfer Doc	0000068083
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jul 1, 2020
Property Address	281 N MAIN ST, PAYSON, UT 84651-1852
Document Number	0000092493
Instrument Date	Jun 26, 2020
Instrument	92493
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TRULY TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 N MAIN ST PAYSON UT 846511852, PAYSON, UT 84651-1852

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jul 1, 2020
Property Address	281 N MAIN ST, PAYSON, UT 84651-1852
Document Number	0000092491
Instrument Date	Jun 25, 2020
Instrument	92491
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	TRULY TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 N MAIN ST PAYSON UT 846511852, PAYSON, UT 84651-1852

Mortgage

Document Number	92492
Date	Jul 1, 2020
Instrument	92492

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 31, 2018
Property Address	281 N MAIN ST, PAYSON, UT 84651-1852
Document Number	0000071944
Instrument Date	Jul 26, 2018
Instrument	071944:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	GT TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 N MAIN ST, PAYSON, UT 84651-1852

Mortgage

Document Number	0000071945
Date	Jul 31, 2018
Instrument	071945:2018

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jul 20, 2018
Property Address	281 N MAIN ST, PAYSON, UT 84651-1852
Document Number	0000068083
Instrument Date	Jul 20, 2018
Instrument	68083
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 N MAIN ST PAYSON UT 846511852, PAYSON, UT 84651-1852

Tax Assessment & Valuation

The 2025 property tax bill for 281 N Main St was $2,187, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,155 (-41.93%)	$422,100 (+5.58%) Land $126,200 Building $295,900
2025	$2,187.00 (+0.05%)	$399,800 Land $120,200 Building $279,600	$399,800 Land $120,200 Building $279,600
2024	$2,186.00 (+0.88%)
2023	$2,167.00 (+9.89%)	$221,210	$402,200 Land $103,600 Building $298,600
2022	$1,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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