291 N Main St, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 291 N Main St, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,500 sqft · built 1974
Lot Size	0.808 acres (35,190 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Oct 2025)
Tax Bill	$2,589 (2023)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5670 28 3503`

Property Details

APN / Parcel Number

Primary APN	`5670 28 3503`
Alternative APNs	`08033 0002.100000` `6938400` `178557` `181663`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	4,102 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,190 sqft (0.808 acres)
Lot Dimensions	230 ft deep x 153 ft wide
Garage Type	Mixed
Garage Area	562 sqft
Driveway	Concrete Driveway
Driveway Area	780 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	181663
Street Address	291 N MAIN ST
City	MOUNT PLEASANT
State	NC
Zip	28124-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	EAST SIDE N MAIN ST
Legal Subdivision	HILLTOP ACRES
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	2
Census Block	2041
Census Tract	41702

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	291 N MAIN ST, MOUNT PLEASANT, NC 28124-9643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	202525174
Deed Book / Page	17697 / 111
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 31, 2025
Property Address	291 N MAIN ST, MT PLEASANT, NC 28124-9643
Document Number	0017697111
Book / Page	17697 / 111
Instrument Date	Oct 31, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 CAMROSE CIR NE, CONCORD, NC 28025-3296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 N MAIN ST, MOUNT PLEASANT, NC 28124-9643

Mortgage

Document Number	0017697114
Date	Oct 31, 2025
Instrument	17697/114

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	291 N MAIN ST, MT PLEASANT, NC 28124-9643
Document Number	12679195
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	291 N MAIN ST MOUNT PLEASANT NC 281249643, MOUNT PLEASANT, NC 28124-9643

Mortgage

Document Number	12679195
Date	Sep 18, 2017
Book Page	012679/000195
Instrument	24178

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Mount Pleasant Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,530 (-) Land $98,750 Building $314,780
2025		$413,530 (+98.86%) Land $98,750 Building $314,780
2024			$413,530 (+98.86%) Land $98,750 Building $314,780
2023	$2,589.00	$207,950 Land $37,500 Building $170,450	$207,950 Land $37,500 Building $170,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT PLEASANT serves 1,786 people · EPA ID NC0113020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	Organic carbon removal Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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