225 N Main St, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 225 N Main St, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 2,304 sqft · built 1927
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2025)
Tax Bill	$1,414 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5670 28 2724`

Property Details

APN / Parcel Number

Primary APN	`5670 28 2724`
Alternative APNs	`08009 0028.000000` `131092` `178676`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	1,680 sqft
Upper Floors Area	624 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	201 ft deep x 198 ft wide
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Shed	1 Shed
Shed Area	96 sqft
Storage Building	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	178676
Street Address	225 N MAIN ST
City	MOUNT PLEASANT
State	NC
Zip	28124-9643
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RL
Legal Description	NE INTERSEC N MAIN ST & NORTH DR
Legal Subdivision	MT PLEASANT OUTSIDE
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	2
Census Block	2040
Census Tract	41702

Owner

225 N Main St, a rural home, is owned and occupied by two individuals who bought it in June 2025.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 N MAIN ST, MOUNT PLEASANT, NC 28124-9643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 21, 2021	Intrafamily Transfer, Transfer
Jun 20, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Document Number	202513109
Deed Book / Page	17481 / 4
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	15510317
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	225 N MAIN ST, MT PLEASANT, NC 28124-9643
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015282202
Date	Jun 28, 2021
Book Page	15282/202

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Sep 21, 2021
Property Address	225 N MAIN ST, MT PLEASANT, NC 28124-9643
Document Number	15510317
Book / Page	15510 / 317
Map Reference	MB 13 PG 33
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DENISE CIR SW, CONCORD, NC 28025-9211

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 20, 2019
Property Address	225 N MAIN ST, MT PLEASANT, NC 28124-9643
Document Number	0013561169
Book / Page	13561 / 0169
Instrument Date	Jun 20, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4041 BERRY HILL CT, 4041, CONCORD, NC 28025-8352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 N MAIN ST, MOUNT PLEASANT, NC 28124-9643

Mortgage

Document Number	0013561172
Date	Jun 20, 2019
Instrument	13561/172

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,340 (-) Land $41,750 Building $226,590
2025		$268,340 Land $41,750 Building $226,590
2024			$268,340 (+62.84%) Land $41,750 Building $226,590
2023	$1,414.00	$164,790 Land $23,080 Building $141,710	$164,790 Land $23,080 Building $141,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT PLEASANT serves 1,786 people · EPA ID NC0113020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	Organic carbon removal Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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