Caldwell County property record for 291 McCrary Pl, Lenoir, NC 28645 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 896 sqft · built 1945 |
| Lot Size | 3.32 acres (144,619 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,500 (Apr 2018) |
| Tax Bill | $1,305 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 176465 |
| Primary APN | 176465 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 896 sqft Heated Area |
| Gross Area | 1,988 sqft |
| 1st Floor Area | 896 sqft |
| Attic | Attic |
| Attic Area | 896 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 144,619 sqft (3.32 acres) |
| Garage Area | 1 sqft |
| Porch | Slab |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 176465 |
|---|---|
| Street Address | 291 MCCRARY PL |
| City | LENOIR |
| State | NC |
| Zip | 28645-7451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2073 PG 467 YR 22 ST 368.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30400 |
Source: Caldwell County records · APN 176465
Assessment roll updated July 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 MCCRARY PL, LENOIR, NC 28645-7451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 16, 2022 | Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI ROYAL UNITED MTG |
| Apr 25, 2018 | Warranty Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2018 · Amount on Record |
| Deed Sale | Apr 25, 2018 · Amount on Record |
| Prior Sale | May 19, 2008 · Amount on Record |
| Deed Document Number | 201810021636 |
| Deed Book / Page | 1940 / 234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 09, 2026 |
| Property Address | 291 MCCRARY PL, LENOIR, NC 28645-7451 |
| Document Number | 0010119675 |
| Book / Page | 2167 / 31 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 202610119675 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 291 MCCRARY PL, LENOIR, NC 28645-7451 |
| Document Number | 0010119676, |
|---|---|
| Date | Jun 09, 2026 |
| Instrument | 202610119676 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Dec 16, 2022 |
| Property Address | 291 MCCRARY PL, LENOIR, NC 28645-7451 |
| Document Number | 0020730467 |
| Book / Page | 2073 / 467 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 10079719 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 3RD AVE NE, HICKORY, NC 28601-5016 |
| Name | Verified Name |
|---|---|
| Address | 291 MCCRARY PL, LENOIR, NC 28645-7451 |
| Document Number | 0020730470 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 2073/470 |
| Instrument | 10079720 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 291 MCCRARY PL, LENOIR, NC 28645-7451 |
| Document Number | 0010044640 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 291 MCCRARY PL LENOIR NC 286457451, LENOIR, NC 28645-7451 |
| Document Number | 0010044640 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 001989/001863 |
| Instrument | 10044640 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 25, 2018 |
| Property Address | 291 MCCRARY PL, LENOIR, NC 28645-7451 |
| Document Number | 0010021636 |
| Book / Page | 001940 / 000234 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 10021636 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $71.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 287 MCCRARY PL LENOIR NC 286457451, LENOIR, NC 28645-7451 |
Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,305.00 (+220.64%) | $204,300 (+230.58%) Land $32,100 Building $172,200 | $204,300 (+230.58%) Land $32,100 Building $172,200 |
| 2024 | $407.00 (-43.63%) | ||
| 2023 | $61,800 (+4.92%) Land $27,200 Building $34,600 | $61,800 (+4.92%) Land $27,200 Building $34,600 | |
| 2022 | $722.00 | $58,900 Land $24,300 Building $34,600 | $58,900 Land $24,300 Building $34,600 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270304001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 1 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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