278 McCrary Pl, Lenoir, NC 28645 Property Records

Caldwell County property record for 278 McCrary Pl, Lenoir, NC 28645 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1979
Lot Size	0.455 acres (19,824 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jul 2018)
Tax Bill	$859 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09143 1 32`

Property Details

APN / Parcel Number

Primary APN	`09143 1 32`
Alternative APN	`164109`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Heated Area
Gross Area	1,116 sqft
1st Floor Area	672 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	19,824 sqft (0.455 acres)
Lot Dimensions	177 ft deep x 112 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	60 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	164109
Street Address	278 MCCRARY PL
City	LENOIR
State	NC
Zip	28645-7451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1945 PG 440 YR 18 ST 150.00
Legal Subdivision	MAYCLAIR
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1020
Census Tract	30400

Owner

Source: Caldwell County records · APN 09143 1 32

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	278 MCCRARY PL, LENOIR, NC 28645-7451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 17, 2018	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	201810024139
Deed Book / Page	1945 / 440
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	278 MCCRARY PL, LENOIR, NC 28645-7451
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020450252
Date	Jan 11, 2022
Book Page	2045/252
Instrument	10067328

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	278 MCCRARY PL, LENOIR, NC 28645-7451
Document Number	0010024140
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 02, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 MCCRARY PL LENOIR NC 286457451, LENOIR, NC 28645-7451

Mortgage

Document Number	0010024140
Date	Jul 17, 2018
Book Page	001945/000443
Instrument	10024140

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$859.00 (-8.32%)	$133,500 (+73.6%) Land $14,500 Building $119,000	$133,500 (+73.6%) Land $14,500 Building $119,000
2023		$76,900 (-) Land $14,500 Building $62,400	$76,900 (-) Land $14,500 Building $62,400
2022	$937.00	$76,900 Land $14,500 Building $62,400	$76,900 Land $14,500 Building $62,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270304001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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