Bergen County and Ramsey Borough property record for 291 Maple St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,812 sqft · built 1984 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Aug 2009) |
| Tax Bill | $16,721 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 48-03401-0000-00010 |
| Primary APN | 48-03401-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,812 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 291 MAPLE ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.400AC |
| Legal Subdivision | MICHAEL MARTIS |
| Legal Block | 3401 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 MAPLE ST, RAMSEY, NJ 07446-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2009 · Amount on Record |
| Deed Sale | Aug 18, 2009 · Amount on Record |
| Prior Sale | Oct 23, 1997 · Amount on Record |
| Deed Document Number | 20092131950 |
| Deed Book / Page | 213 / 1950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 291 MAPLE ST, RAMSEY, NJ 07446-2428 |
| Document Number | 0027922125 |
| Book / Page | 002792 / 002125 |
| Instrument Date | Nov 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | ISGN |
| Name | Verified Name |
|---|---|
| Address | 291 MAPLE ST RAMSEY NJ 074462428, RAMSEY, NJ 07446-2428 |
| Document Number | 0027922125 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 002792/002125 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $837,200 (+3.09%) Land $343,400 Building $493,800 | $837,200 (+3.09%) Land $343,400 Building $493,800 | |
| 2025 | $16,721.00 (-1.49%) | $812,100 (+35.01%) Land $317,900 Building $494,200 | $812,100 (+35.01%) Land $317,900 Building $494,200 |
| 2024 | $16,974.00 (+7.59%) | ||
| 2023 | $601,500 Land $236,300 Building $365,200 | $601,500 Land $236,300 Building $365,200 | |
| 2022 | $15,777.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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