Bergen County and Ramsey Borough property record for 187 Maple St, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1947 |
| Square Footage | 1,472 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,000 (2003) |
| Tax Bill | $12,210.00 (2025) |
| Primary APN | 48-02903-0000-00008 |
|---|---|
| Alternative APN |
|
| Building Area | 1,472 sqft Living Area |
|---|---|
| 1st Floor | 1,472 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame Construction |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 100 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 187 MAPLE ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2449 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.230AC |
| Legal Block | 2903 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records · APN 48-02903-0000-00008
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 187 MAPLE ST, RAMSEY, NJ 07446-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 23, 2018 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2003 · Amount on Record |
| Deed Sale | Oct 16, 2003 · Amount on Record |
| Deed Book / Page | 8623 / 392 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 187 MAPLE ST, RAMSEY, NJ 07446-2449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0037121745 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 3712/1745 |
| Instrument | 20-087651 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 187 MAPLE ST, RAMSEY, NJ 07446-2449 |
| Document Number | 0030000649 |
| Instrument Date | Jun 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Title Company | ISGN |
| Name | Verified Name |
|---|---|
| Address | 187 MAPLE ST RAMSEY NJ 074462449, RAMSEY, NJ 07446-2449 |
| Document Number | 0030000649 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 003000/000649 |
| Instrument | 50953 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,100 (+2.04%) Land $369,500 Building $235,600 | $605,100 (+2.04%) Land $369,500 Building $235,600 | |
| 2025 | $12,210.00 (-4.88%) | $593,000 (+30.36%) Land $359,500 Building $233,500 | $593,000 (+30.36%) Land $359,500 Building $233,500 |
| 2024 | $12,837.00 (+7.58%) | ||
| 2023 | $454,900 Land $298,000 Building $156,900 | $454,900 Land $298,000 Building $156,900 | |
| 2022 | $11,932.00 |
187 Maple St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 18th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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