Bristol Town property record for 291 High St, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,256 sqft · built 1839 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,700,000 (Dec 2025) |
| Tax Bill | $13,891 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-0432-35 |
| Primary APN | 23-0432-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,256 sqft Living Area |
| Gross Area | 4,652 sqft |
| 1st Floor Area | 1,599 sqft |
| Attic | Attic |
| Attic Area | 511 sqft |
| Basement Area | 1,058 sqft |
| Unfinished Basement | 1,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1839 |
|---|---|
| Effective Year Built | Effective 1839 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 779 |
|---|---|
| Street Address | 291 HIGH ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Lot Number | 46 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 30700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
291 High St is owned and occupied by two individuals who bought it in December 2025.
Source: Bristol Town records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 HIGH ST, BRISTOL, RI 02809-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Dec 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Sep 22, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Dec 18, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on File |
| Deed Sale | Dec 17, 2025 · Amount on File |
| Prior Sale | Sep 22, 2023 · Amount on File |
| Deed Book / Page | 2304 / 329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 291 HIGH ST, BRISTOL, RI 02809-1902 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002163-175 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 2163/175 |
| Instrument | 902 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Dec 17, 2025 |
| Property Address | 291 HIGH ST, BRISTOL, RI 02809-1902 |
| Document Number | 002304-329 |
| Book / Page | 2304 / 329 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025-2858 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 291 HIGH ST, BRISTOL, RI 02809-1902 |
| Document Number | 0020252860 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-2860 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Sep 22, 2023 |
| Property Address | 291 HIGH ST, BRISTOL, RI 02809-1902 |
| Document Number | 0002224-36 |
| Book / Page | 2224 / 36 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023-5997 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 WASHINGTON ST, NEWPORT, RI 02840-1526 |
| Investor | Possibly a Property Investor |
| Document Number | 0020235998 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023-5998 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 291 HIGH ST, BRISTOL, RI 02809-1902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2078-131 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 2078/131 |
| Instrument | 8541 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2046 |
The 2026 property tax bill for 291 High St was $13,891, up 24.5% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $13,891.00 (+24.49%) | |
| 2025 | $11,158.00 | $1,162,300 Land $329,800 Building $832,500 |
| 2023 | $11,289.00 (+2.77%) | $845,000 (-) Land $274,800 Building $570,200 |
| 2022 | $10,985.00 | $845,000 Land $274,800 Building $570,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 291 High St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 74 units insured incl. 34 condo units |
| Nearby Flood Claims | 25 (1978–2021) |
| Claims Outside the SFHA | 3 of 25 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 291 High St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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