291 Elm St, Wabash, IN 46992 Property Records

Wabash County property record for 291 Elm St, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,736 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$123,690 (Dec 2025)
Tax Bill	$1,366 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`85-14-11-401-092.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-11-401-092.000-009`
Alternative APNs	`01375813209` `0120212700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	119 sqft
Unfinished Basement	119 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1940
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01375813209
Street Address	291 ELM ST
City	WABASH
State	IN
Zip	46992-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTERN DIV HANNA LOT 74
Legal Subdivision	EASTERN ADD
Legal Lot Number	74
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	4
Census Block	4020
Census Tract	102600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Wabash Historic District listed 2011 · 204 contributing resources · NRIS 11000390

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wabash County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	291 ELM ST, WABASH, IN 46992-2829
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage BEACON CU
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage BEACON CU
Aug 26, 2022	Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Nov 6, 2020	Intrafamily Transfer, Transfer
Jun 30, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	2025490289
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	2020R465211
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	291 ELM ST, WABASH, IN 46992-2829
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 ELM ST, WABASH, IN 46992-2829

Mortgage

Document Number	2026R491649
Date	Mar 16, 2026
Instrument	2026R491649

Lender

Name	BEACON CU
Type	Credit Union
Address	401 MCCARTY ST, WABASH, IN 46992

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Dec 1, 2025
Property Address	291 ELM ST, WABASH, IN 46992-2829
Document Number	2025R490289
Instrument Date	Nov 26, 2025
Instrument	2025R490289
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 ELM ST, WABASH, IN 46992-2829

Mortgage

Document Number	2025R490290
Date	Dec 1, 2025
Instrument	2025R490290

Lender

Name	BEACON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WABASH IN
Recording Date	Aug 26, 2022
Property Address	291 ELM ST, WABASH, IN 46992-2829
Document Number	2022R475736
Instrument Date	Aug 26, 2022
Instrument	2022R475736
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 ELM ST, WABASH, IN 46992-2829

Mortgage

Document Number	2022R475737
Date	Aug 26, 2022
Instrument	2022R475737

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WABASH IN
Recording Date	Nov 6, 2020
Property Address	291 ELM ST, WABASH, IN 46992-2829
Document Number	2020R465211
Instrument Date	Sep 29, 2020
Instrument	2020R465211
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	291 ELM ST, WABASH, IN 46992-2829

June 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WABASH IN
Recording Date	Jun 30, 2020
Property Address	291 ELM ST, WABASH, IN 46992-2829
Document Number	2020R463026
Instrument Date	May 28, 2020
Instrument	2020R463026
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 ELM ST, WABASH, IN 46992-2829

Tax Assessment & Valuation

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,366.00 (+8.41%) Homeowner's exemption	$149,200 (+18.41%) Land $9,900 Building $139,300	$149,200 (+18.41%) Land $9,900 Building $139,300
2024	$1,260.00 (+38.61%) Homeowner's exemption	$126,000 (+4.74%) Land $9,900 Building $116,100	$126,000 (+4.74%) Land $9,900 Building $116,100
2023		$120,300 (+6.55%) Land $9,900 Building $110,400	$120,300 (+6.55%) Land $9,900 Building $110,400
2022	$909.00	$112,900 Land $9,900 Building $103,000	$112,900 Land $9,900 Building $103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections.

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