256 Elm St, Wabash, IN 46992 Property Records

Wabash County property record for 256 Elm St, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,590 sqft · built 1969
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$91,000 (Nov 2020)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-14-11-401-074.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-11-401-074.000-009`
Alternative APNs	`00169779423` `0120271700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,590 sqft Living Area
1st Floor Area	1,590 sqft
Basement Area	654 sqft
Unfinished Basement	654 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00169779423
Street Address	256 ELM ST
City	WABASH
State	IN
Zip	46992-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTERN DIV HANNA N & E W1/2 LOT 81
Legal Subdivision	HUGH HANNAS EASTERN ADD
Legal Lot Number	81
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	4
Census Block	4016
Census Tract	102600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Wabash Historic District listed 2011 · 204 contributing resources · NRIS 11000390

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

256 Elm St is owned and occupied by an individual who bought it in November 2020.

Source: Wabash County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	256 ELM ST, WABASH, IN 46992-2828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage BEACON CU
Jul 19, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Jul 19, 2018 · Amount on File
Deed Document Number	2020465086
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Nov 2, 2020
Property Address	256 ELM ST, WABASH, IN 46992-2828
Document Number	2020R465086
Instrument Date	Oct 29, 2020
Instrument	2020R465086
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 ELM ST, WABASH, IN 46992-2828

Mortgage

Document Number	2020R465087
Date	Nov 2, 2020
Instrument	2020R465087

Lender

Name	BEACON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jul 19, 2018
Property Address	256 ELM ST, WABASH, IN 46992-2828
Document Number	2018R453785
Instrument Date	Jul 17, 2018
Instrument	2018R453785
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 ELM ST, WABASH, IN 46992-2828

Mortgage

Document Number	2018R453786
Date	Jul 19, 2018
Instrument	2018R453786

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 256 Elm St was $1,113 with a homeowner's exemption, up 7% from the year before.

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,113.00 (+7.02%) Homeowner's exemption	$121,400 Land $5,000 Building $116,400	$121,400 Land $5,000 Building $116,400
2024	$1,040.00
2023		$98,000 (+7.81%) Land $5,000 Building $93,000	$98,000 (+7.81%) Land $5,000 Building $93,000
2022	$901.00	$90,900 Land $5,000 Building $85,900	$90,900 Land $5,000 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 256 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 256 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections.

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