291 E Water, Milford, TX 76670 Property Records

Ellis County property record for 291 E Water, Milford, TX 76670

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Sep 2019 Sale Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R245292`

Property Details

APN / Parcel Number

Primary APN	`R245292`
Alternative APNs	`58622290100200109` `58622490100900109` `245292`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	291 E WATER
City	MILFORD
State	TX
Zip	76670-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK A MILL CREEK ESTATES ADDN 0.18 AC
Legal Subdivision	MILL CREEK ESTATES ADDN
Legal Block	A
Legal Lot Number	9
Jurisdiction	ELLIS TX
Township / Civil Division	ITALY
Census Block Group	2
Census Block	2093
Census Tract	61000

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	291 E WATER, MILFORD, TX 76670-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Warranty Deed, Subdivision Related Transfer PRATT AYCOCK LIMITED, PRATT AYCOCK LTD
Oct 5, 2017	Deed of Trust, Mortgage GRAHAM MTG
Aug 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 24, 2019
Transfer Doc	0000028877
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 25, 2019
Property Address	291 E WATER, MILFORD, TX 76670-1022
Document Number	0000028589
Instrument Date	Sep 20, 2019
Instrument	28589
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2019
Title Company	PRATT AYCOCK LIMITED, PRATT AYCOCK LTD

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 9 WATER ST MILFORD TX 76670, MILFORD, TX 76670

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	291 E WATER, MILFORD, TX 76670-1022
Document Number	0000028864
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6304 PIPER ST PLANO TX 750936513, PLANO, TX 75093-6513

Mortgage

Document Number	0000028864
Date	Oct 10, 2017
Instrument	28864

Lender

Name	GRAHAM MTG
Type	Mortgage Company
Address	DALLAS, TX 75219

Agreement

Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 9, 2017
Property Address	291 E WATER, MILFORD, TX 76670-1022
Document Number	0000022450
Instrument Date	Jul 27, 2017
Instrument	22450
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1764 ADDISON TX 750011764, ADDISON, TX 75001-1764

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Milford Town
Unified School District	Milford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,393 (-0.96%) Land $45,000 Building $195,393	$240,393 (-0.96%) Land $45,000 Building $195,393
2025	$1,332.00 (-15%) Homeowner's exemption Senior Citizen's exemption	$242,726 (-6.23%) Land $40,000 Building $202,726	$242,726 (-6.23%) Land $40,000 Building $202,726
2024	$1,567.00 (+3.77%)
2023	$1,510.00 (+474.14%) Homeowner's exemption Senior Citizen's exemption	$258,864 Land $30,000 Building $228,864	$258,864 Land $30,000 Building $228,864
2018	$263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILFORD serves 796 people · EPA ID TX0700006
Water Source	Purchased surface water from FILES VALLEY WSC
Last State Inspection	Nov 2024
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Rise Broadband Fiber	1,000 / 200

May also be available: Nextlink.

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