291 E Sunset Ridge Rd, Union, WA 98592 Property Records

Mason County property record for 291 E Sunset Ridge Rd, Union, WA 98592

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3 ba · 3,518 sqft · built 2003
Lot Size	1.48 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Oct 2023)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42113-13-90012`

Property Details

APN / Parcel Number

Primary APN	`42113-13-90012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,518 sqft Living Area
1st Floor Area	1,762 sqft
Basement Area	1,036 sqft
Finished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	64,904 sqft
View / Lot	Road
Garage Type	Detached
Garage Area	720 sqft
Deck Area	344 sqft
Patio Area	344 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	291 E SUNSET RIDGE RD
City	UNION
State	WA
Zip	98592-9531
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RR5
Legal Description	TR 1-B OF S1/2 NE PCL 2 OF BLA #96-82 AF#638790
Legal Tract	1-B
Jurisdiction	MASON WA
Township / Civil Division	UNION-GRAPEVIEW
Census Block Group	3
Census Block	3023
Census Tract	960500

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	291 E SUNSET RIDGE RD, UNION, WA 98592-9531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
Feb 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Deed Document Number	20232203658
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Recording Date	May 11, 2026
Property Address	291 E SUNSET RIDGE RD, UNION, WA 98592-9531
Document Number	0002240360
Instrument Date	May 5, 2026
Instrument	20262240360
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 E SUNSET RIDGE RD, UNION, WA 98592-9531

Mortgage

Document Number	0002240360,
Date	May 11, 2026
Instrument	20262240360

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Oct 20, 2023
Property Address	UNION, WA 98592
Document Number	0002203658
Map Reference	AF 638790
Instrument Date	Oct 16, 2023
Instrument	2203658
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 E SUNSET RIDGE RD, UNION, WA 98592-9531

Mortgage

Document Number	0002203659
Date	Oct 20, 2023
Instrument	2203659

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	UNION, WA 98592
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	AEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002192440
Date	Jan 4, 2023
Instrument	2192440

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 3, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MASON WA
Recording Date	Feb 24, 2022
Property Address	UNION, WA 98592
Document Number	0002176898
Map Reference	AF 626218
Instrument Date	Feb 24, 2022
Instrument	2176898
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Hood Canal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,960 (+2.43%) Land $69,455 Building $530,505	$599,960 (+2.43%) Land $69,455 Building $530,505
2025	$3,870.00 (+12.86%)	$585,735 (-) Land $69,455 Building $516,280	$585,735 (-) Land $69,455 Building $516,280
2024	$3,429.00 (-4.78%)	$585,735 (+8.14%) Land $69,455 Building $516,280	$585,735 (+8.14%) Land $69,455 Building $516,280
2023	$3,601.00
2022		$541,655 Land $64,925 Building $476,730	$541,655 Land $64,925 Building $476,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	23 (1982–2007)
Most Recent Claim	Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Heavy Rains, Snow Melt, Flooding, Land & Mud Slides, Mar 1997 · 6 claims Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 4 claims Severe Storms, High Wind, And Flooding, Nov 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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