281 E Lafayette St, Romeo, MI 48065 Property Records

Macomb County property record for 281 E Lafayette St, Romeo, MI 48065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,700 sqft · built 2024
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Dec 2025)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-04-02-129-013`

Property Details

APN / Parcel Number

Primary APN	`28-04-02-129-013`
Alternative APN	`0402129013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,700 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	98.4 ft deep x 52.1 ft wide
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 E LAFAYETTE ST
City	ROMEO
State	MI
Zip	48065-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	ASSESSORS PLAT NO 8 LOT 10 VILLAGE OF ROMEO
Legal Subdivision	VILLAGE
Legal Lot Number	10
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

281 E Lafayette St is owned and occupied by two individuals who bought it in December 2025.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5374 MICHIGAN, GAYLORD, MI 49735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 29, 2019	Warranty Deed, Transfer BELL TITLE AGENCY, BELL TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Jan 29, 2019 · Amount on File
Deed Document Number	2025113536
Deed Book / Page	30444 / 578
Prior Transfer Date	Jul 18, 2019
Prior Transfer Doc	0000084444
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 19, 2025
Property Address	281 E LAFAYETTE ST, ROMEO, MI 48065-5237
Document Number	2500113536
Book / Page	30444 / 578
Map Reference	LB 17 PG 49
Instrument Date	Dec 18, 2025
Instrument	202500113536
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19227 WILLOWAY DR, MACOMB, MI 48044-2889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5374 W M 32, GAYLORD, MI 49735-8121

Mortgage

Document Number	0000447359
Date	Dec 19, 2025
Instrument	30447/359

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 31, 2019
Property Address	E LAFAYETTE, ROMEO, MI 48065
Document Number	0000084444
Book / Page	026101 / 000003
Instrument Date	Jul 18, 2019
Instrument	84444
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19224 WILLOWAY DR MACOMB MI 48044, MACOMB, MI 48044

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 29, 2019
Property Address	E LAFAYETTE, ROMEO, MI 48065
Document Number	0000009653
Book / Page	025787 / 000586
Instrument Date	Jan 21, 2019
Instrument	9653
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	BELL TITLE AGENCY, BELL TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$172.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19224 WILLOWAY DR MACOMB MI 48044, MACOMB, MI 48044

Tax Assessment & Valuation

The 2025 property tax bill for 281 E Lafayette St was $3,595 with a homeowner's exemption, up 343.3% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Municipality	Romeo Village
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,400 (+120.79%)	$424,800 (+120.79%)
2025	$3,595.00 (+343.28%)	$96,200	$192,400
2024	$811.00
2023		$27,400	$54,800
2022	$734.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 281 E Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 281 E Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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