291 Derby Dr, Durango, CO 81303 Property Records

La Plata County property record for 291 Derby Dr, Durango, CO 81303

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 1994
Lot Size	4.7 acres (204,732 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Mar 2021)
Tax Bill	$2,262 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5673-142-01-003`

Property Details

APN / Parcel Number

Primary APN	`5673-142-01-003`
Alternative APN	`R020319`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Lot Area	204,732 sqft
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	616 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020319
Street Address	291 DERBY DR
City	DURANGO
State	CO
Zip	81303-6756
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MOBILE/MANUFACTURED SERIAL: 13513583AB56J3BG YEAR: 1994 MAKE: REDMAN SIZE: 28X52 SPACE: ATTACHED TO LAND SUBDIVISION: SUNDANCE HILLS S/D 2 BLOCK: 0 LOT: 3, 4.773 AC 291 DERBY DR DURANGO 81303
Legal Subdivision	SUNDANCE HILLS S/D 2
Legal Block	2
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	2
Census Block	2054
Census Tract	970601

Owner

291 Derby Dr, a mobile home, is owned and occupied by an individual who bought it in March 2021.

Source: La Plata County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	291 DERBY DR, DURANGO, CO 81303-6756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 1, 2021	Loan Modification, Mortgage NOT AVAILABLE
Mar 2, 2021	Special Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Mar 20, 2014 · Amount on File
Deed Document Number	20211187808
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Apr 6, 2026
Property Address	291 DERBY DR, DURANGO, CO 81303-6756
Document Number	0001252937
Instrument Date	Mar 12, 2025
Instrument	20261252937
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 DERBY DR, DURANGO, CO 81303-6756

Mortgage

Document Number	0001252937,
Date	Apr 6, 2026
Instrument	20261252937

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	1%
Max Rate	-1%

March 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	291 DERBY DR, DURANGO, CO 81303-6756
Document Number	0001189485
Instrument Date	Mar 1, 2021
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 DERBY DR DURANGO CO 813036756, DURANGO, CO 81303-6756

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 2, 2021
Property Address	291 DERBY DR, DURANGO, CO 81303-6756
Document Number	0001187808
Map Reference	REC 470778
Instrument Date	Mar 1, 2021
Instrument	1187808
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	T TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 DERBY DR, DURANGO, CO 81303-6756

Mortgage

Document Number	0001187809
Date	Mar 2, 2021
Instrument	1187809

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Mortgage

Document Number	0001187810
Date	Mar 2, 2021
Instrument	1187810

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 291 Derby Dr was $2,262, up 40.8% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,410 (-2.08%) Land $7,640 Building $18,770	$431,470 (-) Land $124,800 Building $306,670
2025	$2,262.00 (+40.76%)	$26,970 Land $7,800 Building $19,170	$431,470 Land $124,800 Building $306,670
2024	$1,607.00 (+14.62%)
2023	$1,402.00 (-13.14%)	$18,510 (+0.82%) Land $5,960 Building $12,550	$276,240 (+4.55%) Land $88,900 Building $187,340
2022	$1,614.00	$18,360 Land $5,240 Building $13,120	$264,230 Land $75,400 Building $188,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 291 Derby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Derby Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 66% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: T-Mobile.

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