227 Derby Dr, Durango, CO 81303 Property Records

La Plata County property record for 227 Derby Dr, Durango, CO 81303

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,400 sqft · built 1991
Lot Size	4.67 acres (203,512 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,553 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5673-142-01-004`

Property Details

APN / Parcel Number

Primary APN	`5673-142-01-004`
Alternative APN	`R020320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modular
Lot Area	203,512 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	261 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020320
Street Address	227 DERBY DR
City	DURANGO
State	CO
Zip	81303-6756
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MOBILE/MANUFACTURED SERIAL: FH41128844UX91 YEAR: 1990 MAKE: FUQUA SIZE: 28X50 SPACE: ATTACHED TO LAND SUBDIVISION: SUNDANCE HILLS S/D 2 BLOCK: 0 LOT: 4, 4.672 AC 227 DERBY DR DURANGO 81303
Legal Subdivision	SUNDANCE HILLS S/D 2
Legal Block	2
Legal Lot Number	4
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	2
Census Block	2054
Census Tract	970601

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 DERBY DR, DURANGO, CO 81303-6756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 6, 2019	Deed of Trust, Mortgage · FHA Mortgage LIVE WELL FINANCIAL INC
Feb 13, 2018	Warranty Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023
Deed Sale	Jan 4, 2023
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	20231218425
Prior Transfer Date	Dec 23, 2022
Prior Transfer Doc	0001218425
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Jan 4, 2023
Property Address	227 DERBY DR, DURANGO, CO 81303-6756
Document Number	0001218425
Map Reference	DOC 470778
Instrument Date	Dec 23, 2022
Instrument	1218425
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 DERBY DR, DURANGO, CO 81303-6756

Mortgage

Document Number	0001218426
Date	Jan 4, 2023
Instrument	1218426

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	227 DERBY DR, DURANGO, CO 81303-6756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001153295
Date	Feb 6, 2019
Instrument	1153295

Lender

Name	LIVE WELL FINANCIAL INC
Type	Mortgage Company
Address	RICHMOND, VA 23225

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 13, 2018
Property Address	227 DERBY DR, DURANGO, CO 81303-6756
Document Number	0001139551
Map Reference	DOC470778
Instrument Date	Feb 7, 2018
Instrument	1139551
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TITLE & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 DEBRT DR, DURANGO, CO 81303

Mortgage

Document Number	0001139552
Date	Feb 13, 2018
Instrument	1139552

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,420 (-2.05%) Land $7,640 Building $15,780	$382,630 (-) Land $124,800 Building $257,830
2025	$1,553.00 (+70.1%)	$23,910 (+48.51%) Land $7,800 Building $16,110	$382,630 (+59.2%) Land $124,800 Building $257,830
2023	$913.00 (-5.68%)	$16,100 (-0.98%) Land $5,810 Building $10,290	$240,350 (+2.7%) Land $86,750 Building $153,600
2022	$968.00	$16,260 Land $5,240 Building $11,020	$234,030 Land $75,400 Building $158,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: T-Mobile.

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