291 Cross Rd, Alamo, CA 94507 Property Records

Contra Costa County property record for 291 Cross Rd, Alamo, CA 94507

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,830 sqft · built 2017
Lot Size	1.04 acres (45,563 sqft)
Owner	2 Company Names on File
Last Sale	$999,500 (Jun 2002)
Tax Bill	$27,113 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`196-110-048-2`

Property Details

APN / Parcel Number

Primary APN	`196-110-048-2`
Alternative APN	`196-110-048`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,830 sqft Living Area
1st Floor Area	4,830 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Lot Area	45,563 sqft
Garage Type	Attached
Garage Area	1,348 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	291 CROSS RD
City	ALAMO
State	CA
Zip	94507-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PCL MAP 77 PG 6 POR PCL A
Legal Subdivision	SUBDIVISION 48-78
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	346206

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	291 CROSS RD, ALAMO, CA 94507-2765
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2002 · Amount on File
Deed Sale	Jun 17, 2002 · Amount on File
Deed Document Number	2002211810
Last Transfer Date	Jun 1, 2005
Transfer Doc	0000198851
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	291 CROSS RD, ALAMO, CA 94507-2765
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 CROSS RD, ALAMO, CA 94507-2765

Mortgage

Document Number	0000074996
Date	Mar 11, 2021
Instrument	2021-074996

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2017
Property Address	291 CROSS RD, ALAMO, CA 94507-2765
Instrument Date	Jun 21, 2017
Instrument	118027
Transaction Type	Construction Loan
Record Updated	Jul 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2051 PEBBLE DR ALAMO CA 945072015, ALAMO, CA 94507-2015

Mortgage

Document Number	0000118027
Date	Jun 30, 2017
Instrument	118027

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	111 PINE ST, SAN FRANCISCO, CA 94111-5602

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,462,668 (+2%) Land $895,058 Building $1,567,610
2025	$27,113.00 (+3.61%) Homeowner's exemption	$2,414,381 (+4.04%) Land $877,508 Building $1,536,873
2023	$26,169.00 (+1.2%) Homeowner's exemption	$2,320,630 Land $843,434 Building $1,477,196
2022	$25,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, T-Mobile, Verizon.

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