281 Cross Rd, Alamo, CA 94507 Property Records

Contra Costa County property record for 281 Cross Rd, Alamo, CA 94507

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,321 sqft · built 1988
Lot Size	0.508 acres (22,120 sqft)
Owner	2 Individual Names on File
Last Sale	$3,800,000 (Mar 2022)
Tax Bill	$39,256 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`196-110-029-2`

Property Details

APN / Parcel Number

Primary APN	`196-110-029-2`
Alternative APN	`196-110-029`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,321 sqft Living Area
1st Floor Area	1,796 sqft
2nd Floor Area	2,525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Architectural Style	Ranch
Roof Material	Wood Shingle
Lot Area	22,120 sqft (0.508 acres)
Garage Type	Attached
Garage Area	1,119 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 CROSS RD
City	ALAMO
State	CA
Zip	94507-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PCL MAP 87 PG 48 PCL B
Legal Subdivision	NORTH CRAGMONT
Legal Tract	87PM48
Legal Block	B
Legal Lot Number	42
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	346206

Owner

281 Cross Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	281 CROSS RD, ALAMO, CA 94507-2765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	Aug 23, 2006 · Amount on File
Deed Document Number	202252762
Prior Transfer Date	Aug 18, 2006
Prior Transfer Doc	0000271413
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 25, 2022
Property Address	281 CROSS RD, ALAMO, CA 94507-2765
Document Number	0000052762
Map Reference	MB 87 PG 48
Instrument Date	Mar 21, 2022
Instrument	2022-052762
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CROSS RD, ALAMO, CA 94507-2765

Mortgage

Document Number	0000052763
Date	Mar 25, 2022
Instrument	2022-052763

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 281 Cross Rd was $39,256 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,583,000 (+1.33%) Land $1,885,790 Building $1,697,210
2025	$39,256.00 Homeowner's exemption	$3,536,000 Land $1,861,053 Building $1,674,947
2023	$35,737.00 (+39.82%) Homeowner's exemption	$3,200,000 Land $1,400,000 Building $1,800,000
2022	$25,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 281 Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Cross Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, T-Mobile, Verizon.

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