291 Claudia Ct, Moraga, CA 94556 Property Records

Contra Costa County property record for 291 Claudia Ct, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,584 sqft · built 1978
Lot Size	0.504 acres (21,945 sqft)
Owner	Trust Name on File
Last Sale	$829,500 (Apr 2002)
Tax Bill	$16,741 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-340-014-8`

Property Details

APN / Parcel Number

Primary APN	`256-340-014-8`
Alternative APN	`256-340-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,584 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	2,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	21,945 sqft (0.504 acres)
Garage Type	Attached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	291 CLAUDIA CT
City	MORAGA
State	CA
Zip	94556-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 4512 LOT 23
Legal Subdivision	SUBDIVISION 4512
Legal Tract	4512
Legal Lot Number	23
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	352101

Owner

291 Claudia Ct is owner-occupied and held in a trust since July 2021.

Source: Contra Costa County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	291 CLAUDIA CT, MORAGA, CA 94556-2132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit XCEED FINANCIAL FCU
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 23, 2021	Intrafamily Transfer, Transfer · Line of Credit KINECTA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2002 · Amount on File
Deed Sale	Apr 19, 2002 · Amount on File
Deed Document Number	2002138561
Last Transfer Date	Jul 26, 2021
Transfer Doc	0000232786
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	291 CLAUDIA CT, MORAGA, CA 94556-2132
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121469
Date	Jul 31, 2018
Instrument	2018-121469

Lender

Name	XCEED FINANCIAL FCU
Type	Credit Union
Address	EL SEGUNDO, CA 90245

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	291 CLAUDIA CT, MORAGA, CA 94556-2132
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 CLAUDIA CT, MORAGA, CA 94556-2132

Mortgage

Document Number	0000180894
Date	Jun 23, 2021
Instrument	2021-180894

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 23, 2021
Property Address	291 CLAUDIA CT, MORAGA, CA 94556-2132
Document Number	0000232786
Map Reference	MB 174 PG 20
Instrument Date	Jul 26, 2021
Instrument	2021-232786
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	291 CLAUDIA CT, MORAGA, CA 94556-2132

Mortgage

Document Number	0000232787
Date	Aug 23, 2021
Instrument	2021-232787

Lender

Name	KINECTA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 291 Claudia Ct was $16,741 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,377,252 (+2%) Land $828,756 Building $548,496
2025	$16,741.00 Homeowner's exemption	$1,350,248 Land $812,506 Building $537,742
2023	$15,824.00 (+10.74%) Homeowner's exemption	$1,297,818 Land $780,956 Building $516,862
2022	$14,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 291 Claudia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Claudia Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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