285 Claudia Ct, Moraga, CA 94556 Property Records

Contra Costa County property record for 285 Claudia Ct, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,424 sqft · built 1977
Lot Size	0.462 acres (20,114 sqft)
Owner	Individual Name on File
Last Sale	$2,200,000 (May 2026)
Tax Bill	$3,830 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-340-013`

Property Details

APN / Parcel Number

Primary APN	`256-340-013`
Alternative APN	`256-340-013-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
1st Floor Area	2,424 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1988
Lot Area	20,114 sqft (0.462 acres)
Garage Type	Attached
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	285 CLAUDIA CT
City	MORAGA
State	CA
Zip	94556-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 4512 LOT 22
Legal Subdivision	SUBDIVISION 4512
Legal Tract	4512
Legal Lot Number	22
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	352101

Owner

285 Claudia Ct is owned and occupied by an individual who bought it in May 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	285 CLAUDIA CT, MORAGA, CA 94556-2132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Grant Deed, Transfer · Conventional Mortgage US BANK
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Deed Document Number	202645419
Prior Transfer Date	Aug 6, 1998
Prior Transfer Doc	0000186761
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 1, 2026
Property Address	285 CLAUDIA CT, MORAGA, CA 94556-2132
Document Number	0000045419
Instrument Date	Apr 27, 2026
Instrument	202645419
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	285 CLAUDIA CT, MORAGA, CA 94556-2132

Mortgage

Document Number	0000045420,
Date	May 1, 2026
Instrument	202645420

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	285 CLAUDIA CT, MORAGA, CA 94556-2132
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SPL PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074706
Date	May 1, 2017
Instrument	2017-074706

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 285 Claudia Ct was $3,830.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$268,101 (+2%) Land $97,285 Building $170,816
2025	$3,830.00 Homeowner's exemption	$262,845 Land $95,378 Building $167,467
2023	$4,140.00 (+1.45%) Homeowner's exemption	$252,640 Land $91,675 Building $160,965
2022	$4,081.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 Claudia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Claudia Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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