Monroe County and Ogden Town property record for 291 Chambers St, Spencerport, NY 14559
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,484 sqft · built 1978 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,532 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 263889 101.03-2-13 |
| Primary APN | 263889 101.03-2-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,484 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| 2nd Floor Area | 1,176 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 333 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 708 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02197980000 |
|---|---|
| Street Address | 291 CHAMBERS ST |
| City | SPENCERPORT |
| State | NY |
| Zip | 14559-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | L121 T3 R1 SR TRIPP SU L206 P43 SLR2 |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | OGDEN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 14903 |
291 Chambers St is owned and occupied by two individuals who acquired it in December 2025.
Source: Monroe County and Ogden Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 CHAMBERS ST, SPENCERPORT, NY 14559-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 4, 2025 |
| Transfer Doc | 202503365149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Dec 15, 2025 |
| Property Address | 291 CHAMBERS ST, SPENCERPORT, NY 14559-9702 |
| Document Number | 202503365149 |
| Book / Page | 13154 / 263 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 202503365149 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 291 CHAMBERS ST, SPENCERPORT, NY 14559-9702 |
| Name | Verified Name |
|---|---|
| Address | 291 CHAMBERS ST, SPENCERPORT, NY 14559-9702 |
The 2026 property tax bill for 291 Chambers St was $9,532 with exemptions applied, up 16% from the year before.
Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Ogden Town |
| Unified School District | Spencerport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,532.00 (+15.96%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $8,220.00 | $365,800 (-) Land $32,300 Building $333,500 | $369,500 (+1.01%) Land $32,627 Building $336,873 |
| 2024 | Homeowner's exemption Senior Citizen's exemption | $365,800 (+59.04%) Land $32,300 Building $333,500 | $365,800 (+9.75%) Land $32,300 Building $333,500 |
| 2023 | $230,000 (-) Land $32,300 Building $197,700 | $333,300 (+18.82%) Land $46,807 Building $286,493 | |
| 2022 | $230,000 Land $32,300 Building $197,700 | $280,500 Land $39,392 Building $241,108 | |
| 2021 | $7,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 291 Chambers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 291 Chambers St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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