264 Chambers St, Spencerport, NY 14559 Property Records

Monroe County and Ogden Town property record for 264 Chambers St, Spencerport, NY 14559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,876 sqft · built 1990
Lot Size	5.27 acres (229,561 sqft)
Owner	2 Individual Names on File
Last Sale	$214,000 (Jun 2016)
Tax Bill	$9,223 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`COM-0009250`

Property Details

APN / Parcel Number

Primary APN	`COM-0009250`
Alternative APNs	`263889 101.03-1-22.2` `38891010300001022200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	229,561 sqft (5.27 acres)
Lot Width	137 ft Width
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	248 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	COM-0009250
Street Address	264 CHAMBERS ST
City	SPENCERPORT
State	NY
Zip	14559-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L107 T3 R1 CHRISTOPHER SUB L2 249-76
Legal Block	1
Legal Lot Number	22.200
Jurisdiction	MONROE NY
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1002
Census Tract	14903

Owner

264 Chambers St is owned and occupied by two individuals who bought it in June 2016.

Source: Monroe County and Ogden Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	264 CHAMBERS ST, SPENCERPORT, NY 14559-9756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	Sep 23, 1994 · Amount on File
Deed Document Number	2016820
Deed Book / Page	11719 / 105
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	264 CHAMBERS ST, SPENCERPORT, NY 14559-9756
Document Number	0000000226
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 CHAMBERS ST SPENCERPORT NY 145599756, SPENCERPORT, NY 14559-9756

Mortgage

Document Number	0000000226
Date	Jul 17, 2018
Book Page	027681/000676
Instrument	226

Lender

Name	FAIRPORT SVGS BK
Type	Federal Savings Bank
Address	FAIRPORT, NY 14450

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 16, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 264 Chambers St was $9,223, down 2.3% from the year before.

Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Ogden Town
Unified School District	Spencerport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,223.00 (-2.27%)
2025	$9,437.00	$353,900 Land $67,800 Building $286,100	$357,500 Land $68,490 Building $289,010
2023		$214,000 (-) Land $67,800 Building $146,200	$310,100 (+18.81%) Land $98,247 Building $211,853
2022		$214,000 Land $67,800 Building $146,200	$261,000 Land $82,691 Building $178,309
2021	$8,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Chambers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Chambers St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chambers St

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